Van Melick
Sr. Mortgage Specialist | NMLS - 260773
About Van Melick
I started in the mortgage industry in 2004, working with investors purchasing residential and commercial real estate. Since the beginning I have focused on working with clients who can fully document their income and assets. Because those clients trusted me to work on difficult real estate transactions, I have the expertise and knowledge to help clients with the most complex financial situations.
The skills I have perfected in analyzing investment real estate have not only provided me with the tools to be a consultant for the seasoned real estate investor but for the first time home buyer as well. I believe one of the most important things a loan officer should be is a trusted advisor for the borrower, an advisor that seeks to understand each borrower’s unique situation and works to find the best possible financing solution to fit that borrower’s needs.
Buying a home can be an emotional experience for people. I work to provide my clients with honest, practical advice about financing the single largest purchase of their lives. Every buyer deserves to feel confident that their lender will perform above their expectations. I strive to instill that confidence in every one of my clients.
Mortgage Education Center
Rent vs. Buy: Which is Better & When to Make the Switch
When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…
Mortgage Calculator Reality Check: How Accurate Are They?
Mortgage calculators are useful, but they do have some limits. Learn more about how to interpret what a mortgage calculator tells you, and what you can do to get the detailed information you need to make a homebuying decision. The Value of a Mortgage Calculator Should you use a mortgage calculator? Yes! We offer a…
The 20% Myth: Understanding Down Payments
Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…