Van Melick
Sr. Mortgage Specialist | NMLS: 260773
About Van Melick
I started in the mortgage industry in 2004, working with investors purchasing residential and commercial real estate. Since the beginning I have focused on working with clients who can fully document their income and assets. Because those clients trusted me to work on difficult real estate transactions, I have the expertise and knowledge to help clients with the most complex financial situations.
The skills I have perfected in analyzing investment real estate have not only provided me with the tools to be a consultant for the seasoned real estate investor but for the first time home buyer as well. I believe one of the most important things a loan officer should be is a trusted advisor for the borrower, an advisor that seeks to understand each borrower’s unique situation and works to find the best possible financing solution to fit that borrower’s needs.
Buying a home can be an emotional experience for people. I work to provide my clients with honest, practical advice about financing the single largest purchase of their lives. Every buyer deserves to feel confident that their lender will perform above their expectations. I strive to instill that confidence in every one of my clients.
Van is easy to talk to, and we really trusted him and his advice. Buying our first home was a smooth process.
Mortgage Education Center
Avoid the Rental Trap in 2023
If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current…
Ready To Sell? Today’s Housing Supply Gives You Two Opportunities
At first glance, the increase in housing supply compared to last year may not sound like good news for prospective sellers, but it actually gives you two key opportunities in today’s housing market. An article from Calculated Risk helps put the inventory gains the market has seen in 2022 into perspective by comparing it to recent years (see graph below). It…
You May Have More Negotiation Power When You Buy a Home Today
Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. And with…