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Josh Lenhardt

Sr. Mortgage Specialist  |  NMLS - 980857

Licensed in California, Oregon & Washington

About Josh Lenhardt

I have been lucky enough to serve my local community since 2012 and earning the privilege as being their Mortgage Specialist for life. My main objective is to help educate, and assist my clients understand and go through the home buying and refinancing process. Each of my clients have a different story and different needs. I am passionate about listening to their story and helping them achieve their goals through selecting the right loan program that aligns with their wealth building strategy. I have created a video library on YouTube, Facebook, and Instagram containing content that is intended to build an understanding of the process and remove all fear from this momentous and wonderful occasion. I cover topics ranging from program options, to the very first steps in preparing yourself for your future. Whether you are a first time homebuyer, a seasoned homeowner, or anything in-between – with an ever changing industry – I make home loan simple!

  • Your customer service is second to none and is greatly appreciated. Our sincerest thanks again.

    Pam P.
    6/30/2020
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Mortgage Education Center

The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

The Homebuying Process from Beginning to End

Buying a home is the most significant investment most of us will make in our lifetimes. Given this, it may not come as a surprise that the process involved with becoming a homeowner is much more complicated than the everyday purchases we make at the grocery store or even the car dealership. If you’ve never…

What Does a Rate Cut Mean for Mortgages? How to Interpret News Stories About Interest

The Federal Reserve often responds to major economic events by raising or lowering interest rates. While these moves have a big impact on the economy as a whole, they have a different impact on consumers than they do on financial institutions. Learn more about how to interpret interest-focused news stories with this guide. Financial News…

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