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Josh Lenhardt

Sr. Mortgage Specialist  |  NMLS - 980857

Licensed in California, Oregon & Washington

About Josh Lenhardt

I have been lucky enough to serve my local community since 2012 and earning the privilege as being their Mortgage Specialist for life. My main objective is to help educate, and assist my clients understand and go through the home buying and refinancing process. Each of my clients have a different story and different needs. I am passionate about listening to their story and helping them achieve their goals through selecting the right loan program that aligns with their wealth building strategy. I have created a video library on YouTube, Facebook, and Instagram containing content that is intended to build an understanding of the process and remove all fear from this momentous and wonderful occasion. I cover topics ranging from program options, to the very first steps in preparing yourself for your future. Whether you are a first time homebuyer, a seasoned homeowner, or anything in-between – with an ever changing industry – I make home loan simple!

  • Your customer service is second to none and is greatly appreciated. Our sincerest thanks again.

    Pam P.
    6/30/2020
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Mortgage Education Center

Rent vs. Buy: Which is Better & When to Make the Switch

When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…

Mortgage Calculator Reality Check: How Accurate Are They?

Mortgage calculators are useful, but they do have some limits. Learn more about how to interpret what a mortgage calculator tells you, and what you can do to get the detailed information you need to make a homebuying decision. The Value of a Mortgage Calculator Should you use a mortgage calculator? Yes! We offer a…

The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

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