Purchase a New Property

We Make Homeownership Dreams Come True

Want to buy a small house for you and your dogs? Or are you dreaming instead of building your family’s dream house with bunk beds for the kids and lake views for the parents? Hoping to set up a farm somewhere quiet? Looking to put down permanent roots after years of moving around for military service? Whatever your situation, we’ve got a mortgage that fits.

Everyone’s financial situation and purchase goals are different, and that’s why we offer a wide range of loan options for our clients to consider. From special loans for veterans of the U.S. armed forces to programs designed specifically for first-time buyers or those with smaller budgets, we’ll find the right lending fit so you can feel confident in your purchase.

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Find Your Mortgage Match

We don’t do one-size-fits-all loans. Instead, we take the time to get to know you and your unique financial situation to find the best home loans for your needs. 

Wondering what your options might be? Answer some questions and we’ll show you some mortgage options that may work for you. Remember that your local Mortgage Specialist will be able to give you much more detailed information about the right mortgage options for you; this page is designed to help you familiarize yourself with important mortgage concepts and terminology.

A CONVENTIONAL LOAN may be right for you:

  • No mortgage insurance fees added to monthly payments
  • None of the restrictions associated with government loans
  • A great option for refinancing without mortgage insurance
  • A wide range of loan term options
  • Need a loan that exceeds this year’s conforming loan limit*? A Jumbo Loan may be your best option.
  • Don’t have 20%? There are still many options available, contact us to learn more

Find your local mortgage specialist

An FHA LOAN may be right for you:

  • Loans insured by the Federal Housing Administration (FHA)
  • Down payment options as low as 3.5%—these funds can come from a variety of sources, including gifts. Down payment assistance may also be available
  • Designed specifically for low- to middle-income borrowers, including those with credit challenges
  • Monthly payments will include mortgage insurance fees
  • Fewer loan term options

FHA Loans are often a good choice for first-time buyers. Visit our first-time buyer resources for more information.

Find your local mortgage specialist

A VA LOAN may be right for you:

  • Designed specifically for veterans and active-duty members of the US Armed Forces
  • No down payment required AND no mortgage insurance fees included in monthly payments
  • Both federal and state VA loan options are available
  • Service requirements may apply

VA Loans are just one of the ways we can help current and former members of the US Armed Forces. Visit our Veteran Loans resources for more information.

A USDA LOAN may be right for you:

  • Property must be located in a USDA-approved area
  • No down payment required
  • Loans guaranteed by the US Department of Agriculture (USDA)
  • Special requirements for applicants
  • Monthly payments will include mortgage insurance fees

A JUMBO LOAN may be right for you:

  • Specifically for loans that exceed the current year’s conforming loan limit* 
  • Must have a credit score of 660 or above 
  • 10% or 20% down payments
  • No mortgage insurance fees added to monthly payments

*Note that conforming loan limits are subject to change from year to year and may also vary by zip code.

A REVERSE MORTGAGE may be right for you:

  • Stay in your home and retain ownership of the property
  • Eliminate monthly mortgage payments
  • Receive payments from equity on a monthly basis
  • Homeowners age 62 and up only

Learn More

A CONSTRUCTION LOAN may be right for you:

  • Buy land and finance a construction project with a single loan
  • Builder is paid via draws on the loan
  • Design and build your dream home on the lot of your choice

Learn more

A RELOCATION LOAN may be right for you:

  • Suitable for tight timelines
  • Buy a new loan before you sell your current home
  • Several loan types available, including Jumbo Loans

Learn more

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