Privacy Policy
Directors Mortgage – Consumer Privacy Policy
WHAT DOES DIRECTORS MORTGAGE INC. DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Employment Information
- Income and Assets
- Credit History and Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Directors Mortgage, Inc. chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
| Reasons we can share your personal information | Does Directors Mortgage share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes —– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes —– with service providers we use to offer our products and services to you | No |
|
| For joint marketing with other financial companies | No |
|
| For our affiliates’ everyday business purposes —– information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes —– information about your credit worthiness | No |
|
| For affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We Don’t Share |
To Limit Our Sharing
To Limit Our Sharing
- Call 503-636-6000 – our marketing team will gladly assist you.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date when we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
- Call 503-636-6000
Who We Are & What We Do
Who We Are
Who is providing this notice? DIRECTORS MORTGAGE INC., NMLS#3240
What We Do
How does Directors Mortgage protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How Does Directors Mortgage Collect My Personal Information?
We collect your personal information, for example, when you:
- Apply for a loan or provide account information,
- Give us your income information or give us your contact information,
- Provide employment information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can’t I Limit All Sharing?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes —- information about your creditworthiness.
- Affiliates from using your information to market to you.
- Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
What Happens When I Limit Sharing for an Account I Hold Jointly With Someone Else?
Your choices will apply to everyone on your account – unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include nonfinancial companies, such as Market Appraisals, Inc.
- Our affiliates including financial companies, such as Direct, Inc.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Directors Mortgage Inc., does not share with nonaffiliates so they can market to you.
Joint Marketing
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Directors Mortgage Inc., doesn’t jointly market.
Other Important Information
California Residents:
We will not share information we collect about you with non-affiliated third parties, except as permitted by California law, such as to process your transaction or to maintain your account.