Nick Carter

I was very lucky to find directors mortgage. They went above and beyond to help me get into my home. I am very lucky to have them on my side and would definitely recommend them to anyone looking for a lender.

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Great experience with The Directors Mortgage Team

Nick and the team at Directors have been great to work with! We have been quite pleased with their services three times in total now and they are prompt, communicative, and I would say as a whole, hyper-competent. The housing market is crazy fast moving in Eugene, and the ability... read moreNick and the team at Directors have been great to work with! We have been quite pleased with their services three times in total now and they are prompt, communicative, and I would say as a whole, hyper-competent. The housing market is crazy fast moving in Eugene, and the ability to get answers quickly has been essential to keeping my gray hair population at bay. Special shoutouts to Lindsey, Nathan and Eddie who support Nick and are crazy on it. Thanks to you all and hopefully we will work together more in the future! Nick and the team at Directors have been great to work with! We have been quite pleased with their services three times in total now and they are prompt, communicative, and I would say as a whole, hyper-competent. … More read less

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I worked with Nick Carter and his team and they provided excellent service throughout the transaction. We got a fantastic rate on an investment property and the programs they offer really pushed them ahead of their competitors. Great communication throughout the entire process and always available for my questions. Thanks!

So easy to work with! We had a great experience!!!!

I've worked with Sean Dunn to buy 2 properties and refi 1. He's easy to reach, patiently explains details and thorough in his work. Sean's team is also wonderful and quick to respond. His candor and solid advice have made every transaction easy. Directors Mortgage is lucky to have him... read moreI've worked with Sean Dunn to buy 2 properties and refi 1. He's easy to reach, patiently explains details and thorough in his work. Sean's team is also wonderful and quick to respond. His candor and solid advice have made every transaction easy. Directors Mortgage is lucky to have him on staff. read less

Nick and the Directors team were outstanding to work with. They were timely, responsive and informative and I would use them again in the future.

OMG!!!! Directors Mortgage is the best!! They were very open about every detail through the whole loan process and we even closed escrow in 20 days!!! It was amazing. I've bought and sold many homes and this was by far the lease stressful process ever. I HIGHLY recommend using the... read moreOMG!!!! Directors Mortgage is the best!! They were very open about every detail through the whole loan process and we even closed escrow in 20 days!!! It was amazing. I've bought and sold many homes and this was by far the lease stressful process ever. I HIGHLY recommend using the Team at Directors Mortgage. They will keep you a priority through out the process. Great job, well done and I will use them again for all my home purchases and refinancing needs. OMG!!!! Directors Mortgage is the best!! They were very open about every detail through the whole loan process and we even closed escrow in 20 days!!! It was amazing. I've bought and sold many homes and this was by far the lease stressful … More read less

Directors mortgage has been amazing to me and my family. I recommend directors mortgage to anyone wanting to buy a house or refinance. They have been awesome for both my purchase and refinance.

We have always had excellent service from the team at Directors Mortgage and would not hesitate to recommend them. They are always helpful and willing to answer your questions. They helped us when we initially purchased our home and recently helped us refinance. Both experiences were great.

Wouldn't have been able to buy my house without Nick and his team. Communication was excellent and they lived up to the good reputation in every way. Thank you all!

Director’s Mortgage was so helpful in the purchase of our first home! We were constantly having to call Kristin to get updated information every house we put an offer on and in this market it was a lot. She was always a phone call or text away and was so... read moreDirector’s Mortgage was so helpful in the purchase of our first home! We were constantly having to call Kristin to get updated information every house we put an offer on and in this market it was a lot. She was always a phone call or text away and was so patient with our questions. We felt really guided during the entire process. I am so happy we went with them. Director’s Mortgage was so helpful in the purchase of our first home! We were constantly having to call Kristin to get updated information every house we put an offer on and in this market it was a lot. She was always a phone call or text … More read less

The team at Director’s Mortgage can’t be beat!! The whole process of refinancing my home was lightning fast. Nick, Kristin and Eddie were very on-top things throughout the process, and available to answer questions every step of the way. Being self-employed during COVID, it meant extra documentation... read moreThe team at Director’s Mortgage can’t be beat!! The whole process of refinancing my home was lightning fast. Nick, Kristin and Eddie were very on-top things throughout the process, and available to answer questions every step of the way. Being self-employed during COVID, it meant extra documentation and hoops to jump through, but we made it!!I would definitely recommend Director’s Mortgage to anyone looking to refinance or purchase a home!! The team at Director’s Mortgage can’t be beat!! The whole process of refinancing my home was lightning fast. Nick, Kristin and Eddie were very on-top things throughout the process, and available to answer questions every step of the way. … More read less

Josh and his team were an absolute pleasure to work with. Josh always made himself available for questions and was very quick to respond. He maintained transparency throughout the entire process which made things so much easier when trying to navigate the crazy housing market. Once our home offer was... read moreJosh and his team were an absolute pleasure to work with. Josh always made himself available for questions and was very quick to respond. He maintained transparency throughout the entire process which made things so much easier when trying to navigate the crazy housing market. Once our home offer was accepted, his team worked quickly and diligently which allowed for us to complete our quick close on time. They took a stressful process and made it feel like a breeze. Thank you for your hard work. We will utilize Directors Mortgage in the future and highly recommend Josh and his team to anyone looking for a great lender. Josh and his team were an absolute pleasure to work with. Josh always made himself available for questions and was very quick to respond. He maintained transparency throughout the entire process which made things so much easier when trying … More read less

Nick and his team were available, thorough and performed at a very high level. We had some unique options and circumstances which were handled professionally from beginning to end. We would highly recommend the Carter Team for anyone looking for the best the industry has to offer regarding... read moreNick and his team were available, thorough and performed at a very high level. We had some unique options and circumstances which were handled professionally from beginning to end. We would highly recommend the Carter Team for anyone looking for the best the industry has to offer regarding mortgage service. Five Stars All Around... Nick and his team were available, thorough and performed at a very high level. We had some unique options and circumstances which were handled professionally from beginning to end. We would highly recommend the Carter Team for anyone … More read less

They were wonderful to work with and made the process very easy and understandable!

Sean has been great. Nothing but patience for us.

The entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was positive, knowledgeable, and supportive. The... read moreThe entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was positive, knowledgeable, and supportive. The process was smooth and efficient. I would recommend this mortgage company and team to anyone wishing to refinance or purchase a home. The entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was … More read less

Amazing Team! The entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was positive, knowledgeable, and supportive. The... read moreThe entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was positive, knowledgeable, and supportive. The process was smooth and efficient. I would recommend this mortgage company and team to anyone wishing to refinance or purchase a home. read less

Just want to thank you and your team... ... for all the support and great service in getting Dustin approved and through the home loan process. From my perspective, it was relatively quick, efficient, professional, and competitive. It was also easy to reach out and communicate with your staff, Lindsey and Edward are great. We truly appreciated you... read more... for all the support and great service in getting Dustin approved and through the home loan process. From my perspective, it was relatively quick, efficient, professional, and competitive. It was also easy to reach out and communicate with your staff, Lindsey and Edward are great. We truly appreciated you getting the closing itself expedited. I travel a pretty large circle, Director’s will be recommended often. read less

Great to Work With! Nick was very thorough and patient in explaining all the details of refinancing my home loan. I have purchased several properties over the years, but never refinanced one.He or one of his team responded very quickly to my questions as they arose. I feel like I got a great deal... read moreNick was very thorough and patient in explaining all the details of refinancing my home loan. I have purchased several properties over the years, but never refinanced one.He or one of his team responded very quickly to my questions as they arose. I feel like I got a great deal and am very pleased with the experience. Thanks! read less

A smooth re-fi, again. Nick Carter and his team at Directors Mortgage, Eugene, Oregon were a pleasure to work with. During the Coronavirus pandemic, most of the work was done on line but the instructions were easy to follow and there was lots of timely support from the team.

The path of least resistance Working with Nick and the Carter Loans team was a painless experience. Transparent and helpful. Simple and to the point. Excellent customer service. Delivered on promise. Highly recommend working with Nick Carter. So much this was my 4th time working with him.

Best Customer Service! Nick's team worked tirelessly helping me, as a first time homebuyer, to find the best loan product. Their customer service is top notch and made the process as easy as possible. Highly recommend!

Nick Carter’s coaching around credit scores and how to make smart decisions is what led to us being able to purchase our dream home.

Very easy refinance process Everything was very smooth and everyone we worked with was polite and professional. The process closed on time and we now have a much lower rate than our previous loan. I would recommend Directors to anyone looking for home financing.

They make dreams come true ... October 2020: Just finished refinancing my home with Nick & his team - this makes my 4th time working with them, two home purchases & two refinances. In my opinion, there is no better than Nick Carter & his team. They walk you thru every step of... read moreOctober 2020: Just finished refinancing my home with Nick & his team - this makes my 4th time working with them, two home purchases & two refinances. In my opinion, there is no better than Nick Carter & his team. They walk you thru every step of the process, never talk down or lose patience, even when they see that glazed look in your eye. It truly doesn't get any better than working with this team. They respond quickly to any & all questions, there is NEVER any pressure throughout the whole process. They crunch the numbers for you and tell you honestly whether or not it makes sense for your situation. I always thought you had to live in your home for over 5 years to even consider refinancing; NOT TRUE. I financed both homes within the first year due to changes in mortgage law and now a significant drop in interest rates. DON'T WAIT - at least check it out and see if it's right for you.

Again, Nick Carter and his team at Director's Mortgage is the best. Especially for people like me that just want to have someone else deal with the numbers & tell me the bottom line. Nick explained the pros & the cons and let me make the final decision, no pressure - he assured me I could walk away any time before closing, that was so reassuring because it told me it was about ME, not the loan. They are here to make dreams come true, to put you, the customer first and them making money truly feels like a bonus.

This is my second loan thru Directors Mortgage & my experience was just as wonderful this time around. Nick & his team went above & beyond to make my Christmas miracle happen - 10 business days from contract to close, same day funding and all this over the holidays.
I've never worked with any company whose team works as well together as Nick & his team; if I send an email to them they responded almost immediately, they answered my questions in a way that I could understand, they never made me feel like a bother, they ran numbers on house after house until I found the perfect one.
You truly feel like family (the good side) when you work with them, and they don't leave you once the loan is done; I know they're always there for me to answer any further questions, they truly are the best. It's obvious their clients truly are their number one priority, they are skilled in and knowledgeable about the rates and do what is best for you; the client.
I don't see why anyone would use any other mortgage company, i know I won't. read less

They make dreams come true ... This is my second loan thru Directors Mortgage & my experience was just as wonderful this time around. Nick & his team went above & beyond to make my Christmas miracle happen - 10 business days from contract to close, same day funding and all this over the holidays.
I've... read moreThis is my second loan thru Directors Mortgage & my experience was just as wonderful this time around. Nick & his team went above & beyond to make my Christmas miracle happen - 10 business days from contract to close, same day funding and all this over the holidays.
I've never worked with any company whose team works as well together as Nick & his team; if I send an email to them they responded almost immediately, they answered my questions in a way that I could understand, they never made me feel like a bother, they ran numbers on house after house until I found the perfect one.
You truly feel like family (the good side) when you work with them, and they don't leave you once the loan is done; I know they're always there for me to answer any further questions, they truly are the best. It's obvious their clients truly are their number one priority, they are skilled in and knowledgeable about the rates and do what is best for you; the client.
I don't see why anyone would use any other mortgage company, i know I won't. read less

Great service Nick and his team were so helpful! Kind, thorough, and forthright. They sent emails updating status each step of the way. My loan closed a couple days late, but escrow was bogged down, so was understandable. Would definitely use Nick and his team again!

I went to Nick after my divorce to develop a plan for purchasing my first home. He walked me through the steps I needed to take and when I was ready he helped me through my purchase. A year later I'm ready to refinance and Nick is helping me again.... read moreI went to Nick after my divorce to develop a plan for purchasing my first home. He walked me through the steps I needed to take and when I was ready he helped me through my purchase. A year later I'm ready to refinance and Nick is helping me again. He's a straight shooter, honest and helpful. I'm learning as I go and I can trust Nick to help me make the best decisions. He's amazing! read less

Best in town Very thorough and fair. Nick and the team were always trying to do what was best for me, and to make it as easy as possible. Extremely responsive and always available to help.

Simply The Best This was the second mortgage loan this team has processed for us, and they were just as excellent as last time three years ago! Nick Carter’s coaching around credit scores and how to make smart decisions is what led to us being able to purchase our dream home. We are... read moreThis was the second mortgage loan this team has processed for us, and they were just as excellent as last time three years ago! Nick Carter’s coaching around credit scores and how to make smart decisions is what led to us being able to purchase our dream home. We are very grateful to this team and highly recommend them to ANYONE looking for a mortgage loan! read less

Great for first time home buyerI called Sean Dunn off of a recommendation from a friend. He set up an appointment for the next day. I had no idea how home buying worked and I thought there was no way I had enough money saved to afford a home yet.... read moreGreat for first time home buyerI called Sean Dunn off of a recommendation from a friend. He set up an appointment for the next day. I had no idea how home buying worked and I thought there was no way I had enough money saved to afford a home yet. He explained everything in detail to me really well crunched the numbers I provided and helped me figure out if I could qualify for the type of home I was looking for, and sure enough I could! Not only that, but it was a brand new home!He kept in excellent contact with me throughout the process and answered all of my many questions. I will be recommending him to everyone I know because he is smart and really good at what he does. read less

Approachable, efficient, and trustworthy! Nick and his team were very helpful throughout the entire process. Everything was well organized and I received the same level of expertise from every representative. We were first-time homebuyers, so naturally we were unexperienced and a little nervous but Director's Mortgage did a fantastic job on keeping us on... read moreNick and his team were very helpful throughout the entire process. Everything was well organized and I received the same level of expertise from every representative. We were first-time homebuyers, so naturally we were unexperienced and a little nervous but Director's Mortgage did a fantastic job on keeping us on track. I recommend them to anyone because they are transparent and ultimately want what is best for you as their customer. read less

Amazing Nick was amazing to work with, easy process! Would recommend to anyone! I am self employed and the process was much easier then I expected! Thanks Nick

Both Nick Carter & Nathan Ruter worked extremely hard to get us a great loan for our very first home. They were professional and kind, and made the difficult home buying process as simple as it could be. We are forever grateful and would recommend them to anyone!

Great staff, quick closing, very responsive Nick Carter and his staff at Director's Mortgage were great to work with. I was a first time home buyer and they helped me through every step of the process. They are always very responsive whenever I needed to contact them, whether that was walking in the office, via e-mail... read moreNick Carter and his staff at Director's Mortgage were great to work with. I was a first time home buyer and they helped me through every step of the process. They are always very responsive whenever I needed to contact them, whether that was walking in the office, via e-mail or via phone. read less

Incredible Customer Experience Nick Carter and his team are more than excited and talented to be working with any financial scenario thrown their way. Many can provide this Service, but far less than few can give the kind of experience Nick and his team can. Impeccable people to work with and give your... read moreNick Carter and his team are more than excited and talented to be working with any financial scenario thrown their way. Many can provide this Service, but far less than few can give the kind of experience Nick and his team can. Impeccable people to work with and give your trust to. I would recommend them to anyone for the above and beyond experience they give. Working with Nick is like working with family. read less

Persistent and Hard Working I would highly recommend Nick Carter and Director’s Mortgage in Eugene. My property has some unique circumstances that have made past refinance attempts difficult/impossible, but Nick and his team were very persistent and worked hard to make it happen. Their communication throughout the process was exemplary which helped me feel... read moreI would highly recommend Nick Carter and Director’s Mortgage in Eugene. My property has some unique circumstances that have made past refinance attempts difficult/impossible, but Nick and his team were very persistent and worked hard to make it happen. Their communication throughout the process was exemplary which helped me feel confident in the choices I was making. I ended up with the loan I wanted at a lower interest rate than I had expected. I’ll use Director’s Mortgage next time and would encourage anybody else to as well. read less

Director's Mortgage Strongly recommend Nick Carter and his team at Directors Mortgage. We have completed four loans with Nick and each time they have exceeded our expectations. They are responsive, communicate well, willing to educate the buyer through the process, will do whatever they can to ensure closing on time... read moreStrongly recommend Nick Carter and his team at Directors Mortgage. We have completed four loans with Nick and each time they have exceeded our expectations. They are responsive, communicate well, willing to educate the buyer through the process, will do whatever they can to ensure closing on time and while finding the best rates possible. 10/10. read less

Fantastic to work with, HIGHLY Recommend! Nick and the team at Directors Mortgage were fantastic to work with. Respectful, efficient, communicated clearly and regularly. We had a tricky moving situation where we were buying a home in Eugene while our family still lived out of state and my husband worked in a 3rd state, during the... read moreNick and the team at Directors Mortgage were fantastic to work with. Respectful, efficient, communicated clearly and regularly. We had a tricky moving situation where we were buying a home in Eugene while our family still lived out of state and my husband worked in a 3rd state, during the loan process. It all went off without a hitch. Thank you Directors! read less