Nick Carter

Producing, Regional Vice President  |  NMLS - 200547  | 

Licensed in Arizona, California, Oregon & Washington

About Nick Carter

Nick was born and raised in Eugene, Oregon so he has a vast knowledge of the area, businesses and most importantly the people. Nick graduated from Sheldon High School in 1997 then at the University of Oregon in 2002 with a degree in Business. Nick is very passionate about helping people achieve their dream of becoming a homeowner and saving people money by refinancing. He also loves helping people purchase investment properties and second homes. He has been married since September 2003 and has a son who was born in 2007 and a daughter in 2011. Boating, camping and spending time with friends and family is where you can find him when he’s not working. With almost every loan program available and the ability to shop numerous lenders it’s worth the time to reach out for a friendly no obligation phone call. Call him today to experience what excellent customer service is about!

  • A smooth re-fi, again. Nick Carter and his team at Directors Mortgage, Eugene, Oregon were a pleasure to work with. During the Coronavirus pandemic, most of the work was done on line but the instructions were easy to follow and there was lots of timely support from the team.

    Jesse Harris

    The path of least resistance Working with Nick and the Carter Loans team was a painless experience. Transparent and helpful. Simple and to the point. Excellent customer service. Delivered on promise. Highly recommend working with Nick Carter. So much this was my 4th time working with him.


    Best Customer Service! Nick's team worked tirelessly helping me, as a first time homebuyer, to find the best loan product. Their customer service is top notch and made the process as easy as possible. Highly recommend!

    Travis Shannon
  • Nick Carter’s coaching around credit scores and how to make smart decisions is what led to us being able to purchase our dream home.

    Seth B., Springfield

    Very easy refinance process Everything was very smooth and everyone we worked with was polite and professional. The process closed on time and we now have a much lower rate than our previous loan. I would recommend Directors to anyone looking for home financing.


    They make dreams come true ... This is my second loan thru Directors Mortgage & my experience was just as wonderful this time around. Nick & his team went above & beyond to make my Christmas miracle happen - 10 business days from contract to close, same day funding and all this over the holidays.
    read more

  • Great service Nick and his team were so helpful! Kind, thorough, and forthright. They sent emails updating status each step of the way. My loan closed a couple days late, but escrow was bogged down, so was understandable. Would definitely use Nick and his team again!


    Best in town Very thorough and fair. Nick and the team were always trying to do what was best for me, and to make it as easy as possible. Extremely responsive and always available to help.

    Greg W.

    Simply The Best This was the second mortgage loan this team has processed for us, and they were just as excellent as last time three years ago! Nick Carter’s coaching around credit scores and how to make smart decisions is what led to us being able to purchase our dream home. We are... read more

    Seth B
  • Approachable, efficient, and trustworthy! Nick and his team were very helpful throughout the entire process. Everything was well organized and I received the same level of expertise from every representative. We were first-time homebuyers, so naturally we were unexperienced and a little nervous but Director's Mortgage did a fantastic job on keeping us on... read more

    Michelle Garibay

    Amazing Nick was amazing to work with, easy process! Would recommend to anyone! I am self employed and the process was much easier then I expected! Thanks Nick

    ken mashak

    Great staff, quick closing, very responsive Nick Carter and his staff at Director's Mortgage were great to work with. I was a first time home buyer and they helped me through every step of the process. They are always very responsive whenever I needed to contact them, whether that was walking in the office, via e-mail... read more

    Denise C
  • Incredible Customer Experience Nick Carter and his team are more than excited and talented to be working with any financial scenario thrown their way. Many can provide this Service, but far less than few can give the kind of experience Nick and his team can. Impeccable people to work with and give your... read more

    Tyler Boening

    Persistent and Hard Working I would highly recommend Nick Carter and Director’s Mortgage in Eugene. My property has some unique circumstances that have made past refinance attempts difficult/impossible, but Nick and his team were very persistent and worked hard to make it happen. Their communication throughout the process was exemplary which helped me feel... read more

    Ken Best

    Director's Mortgage Strongly recommend Nick Carter and his team at Directors Mortgage. We have completed four loans with Nick and each time they have exceeded our expectations. They are responsive, communicate well, willing to educate the buyer through the process, will do whatever they can to ensure closing on time... read more

  • Fantastic to work with, HIGHLY Recommend! Nick and the team at Directors Mortgage were fantastic to work with. Respectful, efficient, communicated clearly and regularly. We had a tricky moving situation where we were buying a home in Eugene while our family still lived out of state and my husband worked in a 3rd state, during the... read more

    robin brush6

    A +++++++ Experience Nick and his team truly went above and beyond. Every challenge that came up was assessed and dealt with. Constant communication before, during and after the transaction. I always knew exactly what was going on and felt like we were his top priority. He answers his phone or calls... read more


    Great group of people. Very responsive Nick and his whole team were very professional, friendly, helpful, patient, and responsive throughout the whole process. They also helped me get pre-qualified fast, and helped with a fast close before an upcoming business trip.

  • Solution

    Find your Lending

  • money

    Mortgage Calculator

  • test

    Loan Checklist

Mortgage Education Center

Recognizing Hometown Heroes with the Portland Trail Blazers

Recognizing Hometown Heroes with the Portland Trail Blazers

The world is full of heroes, healing us, protecting us, inspiring us to do more. They come in many forms, showing up to do what’s right, bravely making an impact in their own communities and in the world at large. Whether it’s a healthcare worker on the frontlines of COVID, a member of our armed…

Fall in Love With the Season! 6 Fun October Activities

Fall in Love With the Season! 6 Fun October Activities

Leaves are rustling, pumpkins are appearing on porches and there is a familiar chill in the air. Autumn is officially in full swing! Here are a few simple ways to have fun and make memories this fall, all while keeping a safe social distance or staying close to home. Classic Outdoor Activities Solve a Corn…

Rent vs. Buy: Which is Better & When to Make the Switch

When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…

Let's Get In Touch