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Pre-Approval Advantage badge

Confidently make a winning offer with up to $10,000 of earnest money protection for financing with the Directors Mortgage Pre-Approval Advantage.*

We know that putting earnest money down to buy a home is a big commitment, and we’re showing our commitment to you in protecting your money throughout the home-buying process. Our Pre-Approval Advantage offers an added layer of protection, so you know that when you’re working with Directors Mortgage, you’re working with someone you can trust.

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An excited homebuyer celebrates after receiving mortgage pre-approval from Directors Mortgage.

Set Your Offer Apart From The Competition

With up to $10,000 of earnest money protection for financing with the Directors Mortgage Pre-Approval Advantage*, real estate agents and sellers will know your home purchase offer is solid. You can confidently put an offer on a home knowing that you’ll have the advantage over the competition to make your offer a winning offer!

How Does the
Pre-Approval Advantage Work?

The Directors Mortgage Pre-Approval Advantage is our way of taking care of everyone involved. We give home buyers confidence to put a strong offer together, and we give sellers peace of mind to accept an offer backed by a dedicated and skilled lending team to close the loan.

If we issue a Pre-Approval Advantage and cannot close the loan due to financing complications, we will reimburse the earnest money up to $10,000.* If the earnest money has been transferred to the seller, we pay the buyer. If the buyer receives their earnest money back, we pay the seller.

Examples of what is covered by our Pre-Approval Advantage earnest money protection:

  • Credit changes.
  • Job loss.
  • A last-minute, unexpected judgment or collection pops up.
  • Income used to qualify changes.

Get started now with our Pre-Approval Advantage, so you are protected.

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*Provides buyer or seller with financing protection of up to $10,000 (or lesser amount which is equal to earnest money), if the purchase agreement is canceled for any reason related to the financing contingency. Pre-Approval Advantage is based on information received from the borrower and should not be construed as a formal loan approval; nor does it acknowledge a full commitment to lend by Directors Mortgage.