Mortgage Pre-Approval

Pre-Approval Advantage Certificate

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GAIN AN UPPER HAND WITH DIRECTORS MORTGAGE PRE-APPROVAL

One of the top reasons to work with Directors Mortgage is our ability to close loans. Our Pre-Approval Advantage Certificate is an essential part of our process, and it makes a big difference for our clients.

Our Pre-Approval provides the buyer or the seller with a reimbursement of up to $5,000 earnest money at no additional cost in the event the purchase agreement cancels due to financing. You can confidently put an offer on a home knowing that you’ll have the advantage over the competition!

WHY DOES THE PRE-APPROVAL PROTECT BOTH THE BUYER AND THE SELLER?

In a competitive market, time is money. With our Pre-Approval Advantage Certificate, your earnest money is protected and so is the seller’s time!

Your offer, accompanied by our Pre-Approval Advantage Certificate, will give your agent the ability to represent you from a position of strength, backed by a local company with a 20-year track record. You’ll get responsive support made by a local team, ensuring that all deadlines are met. Our dedicated, local teams work in your time zone and on your schedule. No waiting on hold or wondering where you stand—with Directors Mortgage, you get big-business guarantees with small-business service.

How Does the Certificate Work?

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It’s simple! If we issue a Pre-Approval Advantage Certificate and cannot close the loan due to financing complications, we will refund 100% of the earnest money up to $5,000.

Examples of potential complications:

  • Credit changes
  • Job termination
  • Unexpected judgements
  • Appraisal and negotiation problems

If the earnest money has been transferred to the seller, we reimburse the BUYER. If the earnest money has not been released, we reimburse the SELLER for their lost time off the market.

Does Your Pre-Qualification Letter Help You Stand Out?

Set your offer apart from the competition with a customized Pre-Approval Advantage from Directors Mortgage. Contact your local branch today!

Have a Question or Want to Speak With a Sr. Mortgage Specialist?

This page is intended for informational purposes only. Pre-Approval Advantage Certificate is based on information received from the borrower and it should not be construed as a formal loan approval; nor does it acknowledge a full commitment to lend by Directors Mortgage. Information deemed reliable but subject to change without notice. Qualified borrowers only, subject to credit approval. Restrictions may apply. Arizona Mortgage Banker License BK-0942517. NMLS-3240.