Nick Carter

Our home buying/selling situation felt impossible, but Director's Mortgage made it happen! The team was very thorough and made sure to get any extra, supporting documents, ensuring there would be no hiccups with our loan approval. I would recommend DM to everyone!

Nick was Awesome! Nick was great to work with and never hesitated to answer our questions, even when they felt ridiculous. If you want an easy going lender, go with Nick!

Directors Mortgage, and Amy Dotson made this home loan simple and easy. I still cant believe how quick they made it happen.

Easy to work with, family oriented mortgage lender This was our first home purchase so we had no experience with the process but Directors Mortgage made everything as smooth as butter. I believe they went above and beyond and even visited the property along with our realtor to give us advice and recommendations. I really liked the feel that we weren't some line item on a ledger of a huge conglomerate but things felt very tailored and personalized to our situation. We don't have much of a reference point but were very pleased with the whole process through Directors Mortgage and wholeheartedly recommend them.

We worked with Nick Carter & team to buy our first home earlier this year and had a good experience! I'll call out two superpowers: speed and communication. Fast LEs, quick responses to emails from me and other parties, this team can really get the ball rolling and the loan ready for a shorter closing timeline. I also want to call out Nick for transparency and patience. From the initial call, Nick was happy to explain things to me as a first time home buyer, including his role in the process. Great team!

Directors Mortgage was great to work with! They helped us buy our first home and made the process easy to understand from start to finish. The team was professional, responsive, and supportive every step of the way. Highly recommend!

We worked with Nick Carter and his team on a home mortgage, they were very responsive and communicative. I highly recommend them.

Highly recommend this team Directors Mortgage did an excellent job walking me through the home loan process from start to finish. The pre approval process was fast and easy, they got me into a loan and helped get me into a home within a months time! Every step they answered all my questions and helped me understand each process. Great group of people to work with! Would definitely use them again and recommend them to anyone looking for a mortgage loan.

Nick Carter and his team have helped us with multiple home purchases and have always been excellent to work with. They communicate clearly, respond promptly and do everything they can to move things along as quickly as possible. Plus, they’re nice, fun people. 🙂

Directors Mortgage worked with me remotely for a few months when I was looking for a home to buy and then through the process of buying a home in Oregon, sharing a wealth of useful knowledge and showing a whole lot of patience along the way. Thank you, Directors Mortgage, with a special shout-out to Kasey: You're the best!

Great Agency to work with. I worked with Nick and Edward - awesome guys! They listen and provide the best advice in very clear terms.

As a first time homebuyer I found the team at Directors Mortgage to be so helpful in guiding me through the process. They found the best kind of loan for me and I felt a lot of relief from the stress I was feeling taking this huge step. They patiently answered all of my questions and were extremely professional. If you’re a first time buyer like I was, you’ll be in good hands with Directors Mortgage!

I worked with Jason and Brooke and could not have asked for a better team. I felt like not only did they make the whole process easy and painless but I was educated every step of the way. They genuinely care about the people they lend to and I will absolutely be using them for my future borrowing/refinancing needs

Josh with Directors Mortgage was incredible in every way. He is genuine, personable, reliable, communicative, compassionate, professional, and extremely knowledgable. I have and will continue to recommend him and Directors Mortgage to everyone.

Both Nick and Edward are that unique combination of extremely knowledgeable and also skilled at explaining complex ideas. They have a true customer service ethos, fully responsive to questions, needs, and timelines and this made working with Directors feel like we had a partner on our side in making an offer and carrying through to signing. Their loan and offer conditions are very competitive, which made us feel really confident in the strength of our offer as well.

Great service, even on a small loan!!

Nick Carter and his team at Directors Mortgage where wonderful and very accommodating through the entire process. Love love love them.

Great to work with! Amy and Eddie are rockstars and were very helpful & kind.

Jason was fantastic to work with from the very start. My wife and I began searching for our first home in January of 2023, and did not complete a purchase until April of 2024. Jason stayed in touch with us for every step of the process, and was an invaluable source of guidance and information. As first time home buyers, we couldn't have asked for a better mortgage company. We feel we received a very fair rate, fair fees, and outstanding service and communication. I cannot more highly recommend contacting Jason for a mortgage loan, whether it's your first or last. Thanks Jason!

Great service! We needed a quick turnaround and our financial documents were more complicated than many. Edward and Nick were wonderful.

From the very beginning Directors Mortgage made it clear they were going to be there for us every step of the way with sound advice and worked for us in our purchase of our home. I would definitely use them again.

They worked as a team so nothing slipped through the cracks. They were always ready to answer questions and looks for creative solutions. Highly recommended

There was some miscommunication at the end of the process but they swiftly figured out a way to assist us. The process seemed smooth easy.

Highly recommend Director's Mortgage. Very supportive and wonderful bunch of people.

I was very lucky to find directors mortgage. They went above and beyond to help me get into my home. I am very lucky to have them on my side and would definitely recommend them to anyone looking for a lender.

I was very lucky to find directors mortgage. They went above and beyond to help me get into my home. I am very lucky to have them on my side and would definitely recommend them to anyone looking for a lender.

Great experience with The Directors Mortgage Team

Great experience with The Directors Mortgage Team

Nick and the team at Directors have been great to work with! We have been quite pleased with their services three times in total now and they are prompt, communicative, and I would say as a whole, hyper-competent. The housing market is crazy fast moving in Eugene, and the ability to get answers quickly has been essential to keeping my gray hair population at bay. Special shoutouts to Lindsey, Nathan and Eddie who support Nick and are crazy on it. Thanks to you all and hopefully we will work together more in the future!

Nick and the team at Directors have been great to work with! We have been quite pleased with their services three times in total now and they are prompt, communicative, and I would say as a whole, hyper-competent. The housing market is crazy fast moving in Eugene, and the ability to get answers quickly has been essential to keeping my gray hair population at bay. Special shoutouts to Lindsey, Nathan and Eddie who support Nick and are crazy on it. Thanks to you all and hopefully we will work together more in the future! Nick and the team at Directors have been great to work with! We have been quite pleased with their services three times in total now and they are prompt, communicative, and I would say as a whole, hyper-competent. … More

So easy to work with! We had a great experience!!!!

I've worked with Sean Dunn to buy 2 properties and refi 1. He's easy to reach, patiently explains details and thorough in his work. Sean's team is also wonderful and quick to respond. His candor and solid advice have made every transaction easy. Directors Mortgage is lucky to have him on staff.

Nick and the Directors team were outstanding to work with. They were timely, responsive and informative and I would use them again in the future.

We have always had excellent service from the team at Directors Mortgage and would not hesitate to recommend them. They are always helpful and willing to answer your questions. They helped us when we initially purchased our home and recently helped us refinance. Both experiences were great.

So easy to work with! We had a great experience!!!!

I've worked with Sean Dunn to buy 2 properties and refi 1. He's easy to reach, patiently explains details and thorough in his work. Sean's team is also wonderful and quick to respond. His candor and solid advice have made every transaction easy. Directors Mortgage is lucky to have him on staff.

Nick and the Directors team were outstanding to work with. They were timely, responsive and informative and I would use them again in the future.

Directors mortgage has been amazing to me and my family. I recommend directors mortgage to anyone wanting to buy a house or refinance. They have been awesome for both my purchase and refinance.

We have always had excellent service from the team at Directors Mortgage and would not hesitate to recommend them. They are always helpful and willing to answer your questions. They helped us when we initially purchased our home and recently helped us refinance. Both experiences were great.

Wouldn't have been able to buy my house without Nick and his team. Communication was excellent and they lived up to the good reputation in every way. Thank you all!

Director’s Mortgage was so helpful in the purchase of our first home! We were constantly having to call Kristin to get updated information every house we put an offer on and in this market it was a lot. She was always a phone call or text away and was so patient with our questions. We felt really guided during the entire process. I am so happy we went with them. Director’s Mortgage was so helpful in the purchase of our first home! We were constantly having to call Kristin to get updated information every house we put an offer on and in this market it was a lot. She was always a phone call or text … More

The team at Director’s Mortgage can’t be beat!! The whole process of refinancing my home was lightning fast. Nick, Kristin and Eddie were very on-top things throughout the process, and available to answer questions every step of the way. Being self-employed during COVID, it meant extra documentation and hoops to jump through, but we made it!!I would definitely recommend Director’s Mortgage to anyone looking to refinance or purchase a home!! The team at Director’s Mortgage can’t be beat!! The whole process of refinancing my home was lightning fast. Nick, Kristin and Eddie were very on-top things throughout the process, and available to answer questions every step of the way. … More

Josh and his team were an absolute pleasure to work with. Josh always made himself available for questions and was very quick to respond. He maintained transparency throughout the entire process which made things so much easier when trying to navigate the crazy housing market. Once our home offer was accepted, his team worked quickly and diligently which allowed for us to complete our quick close on time. They took a stressful process and made it feel like a breeze. Thank you for your hard work. We will utilize Directors Mortgage in the future and highly recommend Josh and his team to anyone looking for a great lender. Josh and his team were an absolute pleasure to work with. Josh always made himself available for questions and was very quick to respond. He maintained transparency throughout the entire process which made things so much easier when trying … More

They were wonderful to work with and made the process very easy and understandable!

Sean has been great. Nothing but patience for us.

The entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was positive, knowledgeable, and supportive. The process was smooth and efficient. I would recommend this mortgage company and team to anyone wishing to refinance or purchase a home. The entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was … More

Amazing Team! The entire team at Directors Mortgage was absolutely fantastic. Everyone was quick to reply, eager to provide answers, and treated me like they cared. I felt like I had a team behind me, eager to help me get into my new home. The team was positive, knowledgeable, and supportive. The process was smooth and efficient. I would recommend this mortgage company and team to anyone wishing to refinance or purchase a home.

Great to Work With! Nick was very thorough and patient in explaining all the details of refinancing my home loan. I have purchased several properties over the years, but never refinanced one.He or one of his team responded very quickly to my questions as they arose. I feel like I got a great deal and am very pleased with the experience. Thanks!

A smooth re-fi, again. Nick Carter and his team at Directors Mortgage, Eugene, Oregon were a pleasure to work with. During the Coronavirus pandemic, most of the work was done on line but the instructions were easy to follow and there was lots of timely support from the team.

The path of least resistance Working with Nick and the Carter Loans team was a painless experience. Transparent and helpful. Simple and to the point. Excellent customer service. Delivered on promise. Highly recommend working with Nick Carter. So much this was my 4th time working with him.

Best Customer Service! Nick's team worked tirelessly helping me, as a first time homebuyer, to find the best loan product. Their customer service is top notch and made the process as easy as possible. Highly recommend!

Very easy refinance process Everything was very smooth and everyone we worked with was polite and professional. The process closed on time and we now have a much lower rate than our previous loan. I would recommend Directors to anyone looking for home financing.

They make dreams come true ... October 2020: Just finished refinancing my home with Nick & his team - this makes my 4th time working with them, two home purchases & two refinances. In my opinion, there is no better than Nick Carter & his team. They walk you thru every step of the process, never talk down or lose patience, even when they see that glazed look in your eye. It truly doesn't get any better than working with this team. They respond quickly to any & all questions, there is NEVER any pressure throughout the whole process. They crunch the numbers for you and tell you honestly whether or not it makes sense for your situation. I always thought you had to live in your home for over 5 years to even consider refinancing; NOT TRUE. I financed both homes within the first year due to changes in mortgage law and now a significant drop in interest rates. DON'T WAIT - at least check it out and see if it's right for you. Again, Nick Carter and his team at Director's Mortgage is the best. Especially for people like me that just want to have someone else deal with the numbers & tell me the bottom line. Nick explained the pros & the cons and let me make the final decision, no pressure - he assured me I could walk away any time before closing, that was so reassuring because it told me it was about ME, not the loan. They are here to make dreams come true, to put you, the customer first and them making money truly feels like a bonus. This is my second loan thru Directors Mortgage & my experience was just as wonderful this time around. Nick & his team went above & beyond to make my Christmas miracle happen - 10 business days from contract to close, same day funding and all this over the holidays. I've never worked with any company whose team works as well together as Nick & his team; if I send an email to them they responded almost immediately, they answered my questions in a way that I could understand, they never made me feel like a bother, they ran numbers on house after house until I found the perfect one. You truly feel like family (the good side) when you work with them, and they don't leave you once the loan is done; I know they're always there for me to answer any further questions, they truly are the best. It's obvious their clients truly are their number one priority, they are skilled in and knowledgeable about the rates and do what is best for you; the client. I don't see why anyone would use any other mortgage company, i know I won't.

Great service Nick and his team were so helpful! Kind, thorough, and forthright. They sent emails updating status each step of the way. My loan closed a couple days late, but escrow was bogged down, so was understandable. Would definitely use Nick and his team again!

Amazing Nick was amazing to work with, easy process! Would recommend to anyone! I am self employed and the process was much easier then I expected! Thanks Nick

Both Nick Carter & Nathan Ruter worked extremely hard to get us a great loan for our very first home. They were professional and kind, and made the difficult home buying process as simple as it could be. We are forever grateful and would recommend them to anyone!

Great staff, quick closing, very responsive Nick Carter and his staff at Director's Mortgage were great to work with. I was a first time home buyer and they helped me through every step of the process. They are always very responsive whenever I needed to contact them, whether that was walking in the office, via e-mail or via phone.

Incredible Customer Experience Nick Carter and his team are more than excited and talented to be working with any financial scenario thrown their way. Many can provide this Service, but far less than few can give the kind of experience Nick and his team can. Impeccable people to work with and give your trust to. I would recommend them to anyone for the above and beyond experience they give. Working with Nick is like working with family.

Fantastic to work with, HIGHLY Recommend! Nick and the team at Directors Mortgage were fantastic to work with. Respectful, efficient, communicated clearly and regularly. We had a tricky moving situation where we were buying a home in Eugene while our family still lived out of state and my husband worked in a 3rd state, during the loan process. It all went off without a hitch. Thank you Directors!

A +++++++ Experience Nick and his team truly went above and beyond. Every challenge that came up was assessed and dealt with. Constant communication before, during and after the transaction. I always knew exactly what was going on and felt like we were his top priority. He answers his phone or calls back very fast!! I would put my name to Nick Carter and his team at Directors Mortgage for any of your residential loan needs.

Great group of people. Very responsive Nick and his whole team were very professional, friendly, helpful, patient, and responsive throughout the whole process. They also helped me get pre-qualified fast, and helped with a fast close before an upcoming business trip.

Long-Distant Lender Worked with Nick's team at DM office in Eugene on recommendation from a friend, even though I leave west of Portland. Everything was fine over phone, email, and docu-sign. Very painless and they got me a great rate! Will definitely work with them again!

We were first time homebuyers and had no idea what we needed to do, Nick and his ... Wonderful, fast, thorough, friendly help! We were first time homebuyers and had no idea what we needed to do, Nick and his team allowed us to get our dream house and answered any questions we had within and hour usually of the email. I would recommend them to anyone!

Thanks to Nick and his team, the dream is now a reality. My wife and I have the home that we have wanted for some time. Thanks to Nick and his team, the dream is now a reality. In addition, thanks to the timing of our lock on our rates, Nick saved us about $100/month than what was originally estimated.The team there is outstanding and I would use them for all of our mortgage needs in the future and recommend friends to him (which I already did)

Nick made sure to keep me apprised to any changes and additional information needed ... Nick was awesome during the entire process. Nick made sure to keep me apprised to any changes and additional information needed to ensure a timely close. Thank You Nick for everything!!

During our refi Nick was always available to address our questions and concerns. Nick & his team were professional, honest & affable. During our refi Nick was always available to address our questions and concerns. Additionally, his rates were competitive vs. the 2 other companies I was working with 🙂 If you find yourself in the position of looking to refi I would highly suggest contacting him.

This was not a problem for Nick, he found me a loan and great rate. This was our second property purchase and fourth lender experience. I first met Nick because his office was across from mine. After talking with him, it was apparent he has an excellent team assembled and he was willing to go way above and beyond to make the experience quick and pleasant. His knowledge and customer service, as well as his staff's, exceeded all my expectations. From getting over major hurdles to providing the small details, Nick was fantastic to work with in the purchase process. For example, I had many years of career service, but only a couple years at my present employer. This was not a problem for Nick, he found me a loan and great rate. As far as small details go, after closing he told me he had something to pick up at his office, which I assumed was paperwork. Instead, he greeted me huge welcome basket. It was a real surprise and an elegant touch to the finale. His knowledge of the local market, quick responsiveness to my questions and concerns, and his professionalism make him a fantastic lender and I will call him first should I ever need a lender again.

Whenever I had a question I felt that I could reach out and Nick would be there ... Nick Carter and his team were incredible! From the moment of first contact down to the end of the process Nick was there every step of the way. Whenever I had a question I felt that I could reach out and Nick would be there to assist me. As a self-employed borrower, things can be a little tricky at times but I never felt that I was "alone" in the process. If you want top notch service that won't leave you hanging at the 12th hour then go with Nick! He will make sure that everything is in order and won't leave you hanging like so many lending companies do when it really counts. Could not be happier with the service he provided on the purchase of my second home!

I recommend you talk to this guy if you are looking for clarity in the whole loan ... Nick was a great person to work with during the process of approval for our home we are now buying. Nick was very professional, positive, and informative in our experience with him. I liked the fact that Nick made honest disclaimers about certain unpredictable items on the loan. I appreciate that kind of realism in an uncertain economy. I recommend you talk to this guy if you are looking for clarity in the whole loan process. Great work and very helpful.

Nick was able to get me an excellent rate and walked me through all my options so ... Nick is extremely professional and was able to answer all my questions with clarity and precision. Nick was able to get me an excellent rate and walked me through all my options so I felt comfortable about my options and was sure I made the right choice. I would, and do, recommend Nick to anyone I know looking for a lender!

This process was very lengthy and stressful, Nick was a great resource and help ... Nick helped my husband and I with the purchase of our home through a short sale in August of 2011. This process was very lengthy and stressful, Nick was a great resource and help to us throughout this process that lasted 6 months. His attention to detail, responsiveness and honesty are the reasons why I would highly recommend anyone to use his services, we have already referred family his way! The cherry on top was at the closing table our down payment and monthly mortgage both were considerably less then we expected! BIG thanks to Nick!!!

He goes above and beyond and closed this last loan faster than I thought possible ... I have had Nick do several new loans and refinances for us. Each and every time Nick has done a fantastic job finding us a loan with a low interest rate. He goes above and beyond and closed this last loan faster than I thought possible with a positive "can do" attitude! I have great confidence in Nick and would highly recommend him.