Setting a New Standard of Luxury in Lake Oswego

Led by Mark J. Hanna, Founder and CEO of Directors Mortgage since 1998, the dedicated Frances lending team at Directors Mortgage has over 50 years of collective experience. Combined with a long-standing relationship with Luxe Christie's International Real Estate, there is no competition for outstanding service and expertise in the Lake Oswego real estate market. Working with the dedicated teams at both Luxe Christie's International Real Estate and Directors Mortgage, you will experience a seamless process to bring your dreams of luxury downtown living to life.

Together, Directors Mortgage and the Frances team are setting a new standard of luxury living and service. Getting pre-approved through Directors Mortgage offers compelling and unique advantages including:

  • Pre-Approval Advantage Certificate*: reimbursement of up to $5,000 earnest money at no additional cost in the event the purchase agreement fails due to financing. Your earnest money will be protected and you’ll have a competitive advantage.
  • DIRECT Home Rewards**: Getting pre-approved qualifies you to enroll in DIRECT Home Rewards, our innovative program that could save you up to 10% of your new Directors Mortgage loan amount over the life of the loan. This offer is unparalleled in the industry.
  • Local expertise, underwriting, and processing: from beginning to end, your loan is managed in-house right in Lake Oswego. This assures quality care and time sensitivity.
  • Affiliated appraisal company.

Your Local Mortgage Specialists


Mark J. Hanna

President & CEO

NMLS - 91462

Maurice Grant

Sr. Mortgage Specialist

NMLS - 277978

Michelle Nielsen

Sr. Mortgage Specialist

NMLS - 1426379

Jeff Waller

Sr. Mortgage Specialist

NMLS - 136245

Pre-Approval Advantage Certificate

We stand behind our pre-approval to give you peace of mind. Our Pre-Approval Advantage Certificate provides you assurance with earnest money reimbursement up to $5,000, if purchase cancels due to financing*. 

Enhance your DIRECT Account with DIRECT Home Rewards and you could save up to 10% of your new Directors Mortgage loan amount over your loan term.** Qualify and achieve the full potential savings by using your DIRECT account to make your mortgage payments and pay the monthly Rewards Installment from DIRECT as additional principal on-time, each month.

Monthly Cost Calculator

Find out what your payments may look like with our Mortgage Calculator. And when you’re ready to get your personalized loan estimate to meet your Frances luxury penthouse purchase and financial goals, give us a call at 503.697.3815.

*This advertisement is intended for informational purposes only. Provides buyer or seller with financing protection of up to $5,000 (or lesser amount which is equal to earnest money), if the purchase agreement is canceled for any reason related to the financing contingency. Pre-Approval Advantage Certificate is based on information received from the borrower and should not be construed as a formal loan approval; nor does it acknowledge a full commitment to lend by Directors Mortgage.

**DIRECT Home Rewards information is for illustrative purposes only and does not constitute any commitment by DIRECT, Inc. or its affiliate Directors Mortgage, Inc. to provide any product or service. Information deemed reliable but not guaranteed and subject to change without notice. DIRECT Home Rewards savings up to 10% is achieved by cardholder paying monthly reward amount from DIRECT (Rewards Installment) toward mortgage principal each month, thus resulting in less principal and interest being due and payable on your Mortgage Loan throughout the Full Rewards Duration. Rewards Installment amount from DIRECT is based on loan amortization to achieve up to 10% of loan amount over the loan term. Cardholder must qualify monthly to continue receiving rewards. To remain eligible for DIRECT Home Rewards, you must continue to meet the qualifications each month. Examples of when you would stop qualifying include, but are not limited to: (1) pay your mortgage late, (2) pay off your mortgage, (3) refinance the home with another lender, (4) close your DIRECT Card and Account, (5) not pay your mortgage through DIRECT. Offer is valid only for cardholders with a new, qualifying mortgage requiring monthly principal and interest payments, and originated by or through Directors Mortgage. Must enroll with DIRECT on or before the day on which the eligible loan funds by or through Directors Mortgage. Offer is not retroactive and past loans are not eligible. Offer valid 12/1/2020 - 12/31/2022, but subject to end early without notice. Restrictions apply.