What Does an Economic Slowdown Mean for the Housing Market?

Couple planning budget over laptop at home

According to a recent survey, more and more Americans are concerned about a possible recession. Those concerns were validated when the Federal Reserve met and confirmed they were strongly committed to bringing down inflation. And, in order to do so, they’d use their tools and influence to slow down the economy. All of this brings up…

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Expert Housing Market Forecasts for the Second Half of the Year

Home Price Forecasts Graph for 2022

The housing market is at a turning point, and if you’re thinking of buying or selling a home, that may leave you wondering: is it still a good time to buy a home? Should I make a move this year? To help answer those questions, let’s turn to the experts for projections on what the second half of the…

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Beginners Guide to VA Home Loans

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  Welcome Home Soldier VA loans, also known as Military Home Loans, have provided a lifeline for Veterans and active Military homebuyers for decades. Created in 1944 by the United States government, the VA home loan was designed to help WWII service members purchase homes upon returning home after the war.   The VA home…

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Factors Affecting Home Loan Applications

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  Buying a home is a significant investment and, for most people, the largest made in a lifetime. So, naturally, questions about financing will arise, and one of the most common is – how much can you afford to invest? The answer depends on each individual’s financial situation, which a lender measures during the first…

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Consider Your Relocation Assistance Options

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  There are numerous reasons for relocating to a new city. It could be a career opportunity, a significant life change, or simply the need for a new beginning. However, new job opportunities are the most common factor behind relocation moves, which can be professionally exciting and personally nerve-wracking all at once.   Whatever the…

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Mortgage Rate Predictions for 2022

The past couple of years has been nothing short of unpredictable, thanks to the effects of a global pandemic that persisted longer than most believed possible. Fortunately, as vaccinations continue and covid-related hospitalizations decline in most areas, life as we knew it before 2020 is slowly returning.  Unfortunately, the rebounding economy has been tainted by…

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Understanding Underwriting and the Loan Approval Process

The role of an underwriter is crucial in the mortgage industry. In the simplest terms, underwriters examine your finances to determine the level of risk a lender would be taking on in granting you a loan.  Though perhaps overwhelming at first glance, understanding how the underwriting process and loan approval works can be an excellent…

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Using a Bridge Loan to Buy Your Second Home

When current homeowners decide they’re ready to buy a new home, it can be for many reasons. They may need more space due to a growing family, or they may be empty nesters looking to downsize. Whatever the reason, many homeowners get stuck thinking they must first sell their current home in order to afford…

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