Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

Buying a home is the most significant investment most of us will make in our lifetimes. Given this, it may not come as a surprise that the process involved with becoming a homeowner is much more complicated than the everyday purchases we make at the grocery store or even the car dealership. If you’ve never…

The Federal Reserve often responds to major economic events by raising or lowering interest rates. While these moves have a big impact on the economy as a whole, they have a different impact on consumers than they do on financial institutions. Learn more about how to interpret interest-focused news stories with this guide. Financial News…

What’s the best way to stay up to date on mortgage industry news? This guide covers everything from analyzing source reliability to understanding predictions so you can make well-informed decisions about your financial future. Want to Get Reliable Information? Start at the Source When it comes to major financial decisions, it’s essential to arm yourself…

This New Year’s Eve was a special one—we said hello to a whole new decade. With a few simple personal finance strategies, you can set yourself up for long-term success in the 2020s.

We’re proud to announce that Directors Mortgage is an official Portland Timbers partner. This year’s season kicks off soon, and it’s shaping up to be a good one. Check out the schedule and reserve your tickets!

Love it or hate it, extreme cold can cause unexpected issues for homeowners. Learn more about why frozen pipes are a big deal when it comes to protecting your biggest investment: your home.

There are a lot of important factors to consider when buying a house, but budget may be the most important. What you can afford, also known as your purchase power, can make a huge difference in which houses you can realistically consider.

Lending limits are an important topic for homebuyers to understand. Learn more about new limits for 2020 set by two major US housing entities.

Homeowners who have built up significant equity often leverage that value with a Home Equity Line of Credit (HELOC) or a Cash-Out Refinance.  Learn more about the differences between the two so you can make an informed decision.