Gary Boyer

I met Gary years ago helping a friend settle his estate. He was referred to me by a mutual acquaintance and although I wasn't ready to buy at the time, I never forgot how knowledgeable, personable, and caring he was. He made things simple to understand and was so relatable.... read moreI met Gary years ago helping a friend settle his estate. He was referred to me by a mutual acquaintance and although I wasn't ready to buy at the time, I never forgot how knowledgeable, personable, and caring he was. He made things simple to understand and was so relatable. Over the years I have referred many people to him, and they all had wonderful experiences. When it came time for me to begin looking for my first home, there was no question about where I was going for my mortgage.Gary’s team were simply amazing! Jana helped me understand what options existed for me, allowed me to involve my family, and helped me to gain the confidence that I needed to undertake making the biggest purchase of my life. Renee was steadfast and diligent in her duty to help me gather all the necessary documentation and was amazingly organized, too. Directors Mortgage helped me realize my dream of owning my own home and gained a customer for life! Thanks to Gary, Jana, and Renee! Go Team Boyer! read less

Gary Boyer and the entire team at Directors Mortgage made us feel very well taken care of.Gary and team take any and all concerns and puts them to rest in a way that makes you feel like family.Communication is clear, concise, and timely.We recommend Directors Mortgage to EVERYONE!

I met Gary years ago helping a friend settle his estate. He was referred to me by a mutual acquaintance and although I wasn't ready to buy at the time, I never forgot how knowledgeable, personable, and caring he was. He made things simple to understand and was so relatable.... read moreI met Gary years ago helping a friend settle his estate. He was referred to me by a mutual acquaintance and although I wasn't ready to buy at the time, I never forgot how knowledgeable, personable, and caring he was. He made things simple to understand and was so relatable. Over the years I have referred many people to him, and they all had wonderful experiences. When it came time for me to begin looking for my first home, there was no question about where I was going for my mortgage.Gary's team was simply amazing! Jana helped me understand what options existed for me, allowed me to involve my family, and helped me to gain the confidence that I needed to undertake making the biggest purchase of my life. Renee was steadfast and diligent in her duty to help me gather all the necessary documentation and was amazingly organized, too. Directors Mortgage helped me realize my dream of owning my own home and gained a customer for life! Thanks to Gary, Jana, and Renee! Go Team Boyer! read less

Gary Boyer and his team are so easy to work with. They are efficient and responsive. "Efficient" is an understatement, to be honest. In this wild market, it's crucial to move quickly when you find a home you'd like to buy. We didn't give the team much warning before we... read moreGary Boyer and his team are so easy to work with. They are efficient and responsive. "Efficient" is an understatement, to be honest. In this wild market, it's crucial to move quickly when you find a home you'd like to buy. We didn't give the team much warning before we were ready to make an offer and they turned it around in record time! We were able to get our pre-approval letter in our offer and get that loan closed within a very short window. Gary's team ensured a lightning speed and smooth process by being proactive about all the potential documentation an underwriter could need and by keeping us informed basically by the minute for anything time sensitive. This was our second time using Gary's services and in the future we won't hesitate to do it again. read less

Gary and his team were great! All members of his team were super nice, fast to respond to our email inquiries, and gave us helpful, detailed information every step of the way. Renee in particular assisted us frequently, throughout the application and document collection process. We would definitely use this... read moreGary and his team were great! All members of his team were super nice, fast to respond to our email inquiries, and gave us helpful, detailed information every step of the way. Renee in particular assisted us frequently, throughout the application and document collection process. We would definitely use this team again! Before, during, and after closing, they are the best! read less

Gary and his team were great! All members of his team were super nice, fast to respond to our email inquiries, and gave us helpful, detailed information every step of the way. Renee in particular assisted us frequently, throughout the application and document collection process. We would definitely use this... read moreGary and his team were great! All members of his team were super nice, fast to respond to our email inquiries, and gave us helpful, detailed information every step of the way. Renee in particular assisted us frequently, throughout the application and document collection process. We would definitely use this team again! read less

My partner and I met with Gary and he was professional, easy to talk to. He laid out options and personal experience which helped us tremendously because this was our first time buying a home. Gary and his team are incredibly efficient with paperwork, advice, tasks that needed to be... read moreMy partner and I met with Gary and he was professional, easy to talk to. He laid out options and personal experience which helped us tremendously because this was our first time buying a home. Gary and his team are incredibly efficient with paperwork, advice, tasks that needed to be done and we never waited long for updated paperwork or a change in our offers. Gary and his team are very organized and I would have to say I was never stressed through the whole process one bit.We will definitely use Gary in the future. He is a wealth of knowledge, so impressionable and a master at his craft. Thank you Gary for making this process so seamless. read less

My partner and I met with Gary and he was professional, easy to talk to. He laid out options and personal experience which helped us tremendously because this was our first time buying a home. Gary and his team are incredibly efficient with paperwork, advice, tasks that needed to be... read moreMy partner and I met with Gary and he was professional, easy to talk to. He laid out options and personal experience which helped us tremendously because this was our first time buying a home. Gary and his team are incredibly efficient with paperwork, advice, tasks that needed to be done and we never waited long for updated paperwork or a change in our offers. Gary and his team are very organized and I would have to say I was never stressed through the whole process one bit.We will definitely use Gary in the future. He is a wealth of knowledge, so impressionable and a master at his craft. Thank you Gary for making this process so seamless. read less

+ 5 more stars. My partner and I met with Gary and the meeting was professional, and informative yet we had tons of good laughs. Gary and his team are the desired team any home buyer would want. Our paperwork was always at the promised time, if not early. Even... read more+ 5 more stars. My partner and I met with Gary and the meeting was professional, and informative yet we had tons of good laughs. Gary and his team are the desired team any home buyer would want. Our paperwork was always at the promised time, if not early. Even during specific changes in offers, we received the paperwork quickly to sign and submit to the Seller. We were on the market for less then 2 months and I wouldn't have changed a thing in the process. Our rate is amazing. We will definitely go back to Gary in the future. Thank you Gary and his team for making this process stress free. read less

We have worked with Gary and Directors Mortgage twice now, and both times we had some big issues going into the transactions due to running our own business. This time around we had some tax issues that seemed insurmountable, but Gary and his team found a way. Whatever your situation... read moreWe have worked with Gary and Directors Mortgage twice now, and both times we had some big issues going into the transactions due to running our own business. This time around we had some tax issues that seemed insurmountable, but Gary and his team found a way. Whatever your situation is, Gary can find you a solution! We are so fortunate to have had his help, and would never use another company. read less

Gary and his team were extremely helpful and especially responsive throughout our lending process. I was clueless going in and they were very informative, helpful and straight-forward, which I really appreciated. I got fast responses to both calls and emails from everyone on Gary's team, which proved to be extremely... read moreGary and his team were extremely helpful and especially responsive throughout our lending process. I was clueless going in and they were very informative, helpful and straight-forward, which I really appreciated. I got fast responses to both calls and emails from everyone on Gary's team, which proved to be extremely important in the current market. Gary and his team surely went above and beyond and I'm so glad I chose them for my first home loan. read less

Over the years, Gary Boyer and his team at Director's Mortgage helped us through both a refinance and a home purchase. Gary is so personable and puts a great deal of care into helping his clients achieve their goals. We are so appreciative of Gary and the rest of his... read moreOver the years, Gary Boyer and his team at Director's Mortgage helped us through both a refinance and a home purchase. Gary is so personable and puts a great deal of care into helping his clients achieve their goals. We are so appreciative of Gary and the rest of his team and can't imagine working with anyone else! read less

Gary Boyer and his team at Director's Mortgage have helped up through both a refinance and a home purchase over the past several years. Gary is so personable and puts a great deal of care into helping his clients achieve their goals. We are so appreciative of he and his... read moreGary Boyer and his team at Director's Mortgage have helped up through both a refinance and a home purchase over the past several years. Gary is so personable and puts a great deal of care into helping his clients achieve their goals. We are so appreciative of he and his team and could not imagine working with anyone else! read less

Gary, and his team were so helpful, personable and really cared about making the process smooth and stress free. They were available for questions and help when we were putting down offers. We would highly recommend them!

Recently worked with Gary Boyer and his team to secure financing for a home. Gary and his team were great to work with and very responsive. I would definitely work with them again. My questions were always answered succinctly and with professionalism. Furthermore, after moving into my house, Gary Boyer's... read moreRecently worked with Gary Boyer and his team to secure financing for a home. Gary and his team were great to work with and very responsive. I would definitely work with them again. My questions were always answered succinctly and with professionalism. Furthermore, after moving into my house, Gary Boyer's team sent me a small tool set as a thank you for my business. I had been fighting with a wall toggle anchor and the set had the tool I needed to remove it. Recommended. read less

I have now used Gary's team for both a home purchase and a refinance. I am a very picky customer, but Gary's team continues to exceed my expectations. They made my refi completely painless, and I closed within 5 weeks of opening the file with them. ... read moreI have now used Gary's team for both a home purchase and a refinance. I am a very picky customer, but Gary's team continues to exceed my expectations. They made my refi completely painless, and I closed within 5 weeks of opening the file with them. I had previously tried to refi with Caliber Home Loans, who held my mortgage. Caliber took 5 months in "processing" then at the end of that period of time said that I did not qualify for refi. I thought I could get a cheaper refi by using Caliber. I was wrong - Gary's team did the refi cheaper and in 5 weeks! I love them!!!!!!! read less

I have now used Gary's team for both a home purchase and a refinance. I am a very picky customer, but Gary's team continues to exceed my expectations. They made my refi completely painless, and I closed within 5 weeks of opening the file with them. ... read moreI have now used Gary's team for both a home purchase and a refinance. I am a very picky customer, but Gary's team continues to exceed my expectations. They made my refi completely painless, and I closed within 5 weeks of opening the file with them. I had previously tried to refi with Caliber Home Loans, who held my mortgage. Caliber took 5 months in "processing" then at the end of that period of time said that I did not qualify for refi. I thought I could get a cheaper refi by using Caliber. I was wrong - Gary's team did the refi cheaper and in 5 weeks! I love them!!!!!!! read less

Outstanding, knowledgeable, creative thinking, honest, great communication, and the entire team in the office work so well together to achieve the goals that are sensible and realistic. They (as a team) navigated us through a very challenging property purchase a few years ago. We all had some... read moreOutstanding, knowledgeable, creative thinking, honest, great communication, and the entire team in the office work so well together to achieve the goals that are sensible and realistic. They (as a team) navigated us through a very challenging property purchase a few years ago. We all had some major hurdles to navigate and they just never gave up and tapped into their professional network and did not give up as others have done. Since then we always recommend mortgage monkey and Gary boyer to anyone looking to finance and purchase. Everyone has had equally great experiences. They are networked so well.We just called Gary recently for a possible refinance situation and his generosity with his time and guidance was once again genuine and his extensive knowledge of the industry helped guide us onto a good path forward. GREAT PEOPLE AND COMPANY! read less

I can not say enough good things about Gary and the team. We have used them on several mortgages and they have a great helpful, get it done, walk you though it, guiding attitude.Awesome people with great lending products.Thank you so much :)Oh, and we called to consult with them... read moreI can not say enough good things about Gary and the team. We have used them on several mortgages and they have a great helpful, get it done, walk you though it, guiding attitude.Awesome people with great lending products.Thank you so much :)Oh, and we called to consult with them on combining a couple of morages and they are being so helpful again.They treat you like they would want to be treated :)Thank you to Gary and the team :)Dale read less

Gary Boyer and his team are true professional! We couldn't be more happier with them! Best experience with obtaining a mortgage ever!Will recommend them with friends and families.

Gary Boyer and his team are true professional! It took us a few years to find what we we were looking for. Throughout the experience, Gary was there. The response time was incredibly quick which is very important in the current market. His team explained everything and answered our every... read moreGary Boyer and his team are true professional! It took us a few years to find what we we were looking for. Throughout the experience, Gary was there. The response time was incredibly quick which is very important in the current market. His team explained everything and answered our every question. We couldn't be more happier with them! We highly recommend Gary Boyer and his incredible team! read less

Gary and his team provided an excellent service with expert advise.They were prompt, pleasant, and dedicated to execute in order to meet all timelines. Buying a home can be stressful but Gary and Renee both went above and beyond in their roles. I reccomend this team to anyone who... read moreGary and his team provided an excellent service with expert advise.They were prompt, pleasant, and dedicated to execute in order to meet all timelines. Buying a home can be stressful but Gary and Renee both went above and beyond in their roles. I reccomend this team to anyone who is buying a home. read less

Gary and his team are extremely knowledgeable, helpful, responsive, thoughtful and plain good at what they do. Highly recommend!

I am never the kind of person that writes reviews but what Gary and his awesome team did for me and my wife helping to purchase our home was beyond what we expected. Anytime I had a question no matter how dumb I thought it was Gary and his team... read moreI am never the kind of person that writes reviews but what Gary and his awesome team did for me and my wife helping to purchase our home was beyond what we expected. Anytime I had a question no matter how dumb I thought it was Gary and his team were quick to answer back and help if I had more questions. I highly recommend when thinking of buying a home contacting Gary and you will not be disappointed. read less

worked with Gary Boyer's team during 6 months while our house was being built.... one of the easiest and smoothest mortgage experience i have ever had in the last 10 years. Always willing and ready to help, if they can.

Gary and his entire team were simply outstanding! They helped us to achieve our goal of refinancing our home that resulted in us saving hundreds of dollars a month. Our situation is definitely outside the ordinary and they were there every step of the way to help us navigate... read moreGary and his entire team were simply outstanding! They helped us to achieve our goal of refinancing our home that resulted in us saving hundreds of dollars a month. Our situation is definitely outside the ordinary and they were there every step of the way to help us navigate the process. They are across the board professional, kind, attentive and fun-loving! You catch the vibe the second you walk in the door. We could not recommend them more highly! read less

Gary, Kendra and the rest of the team were amazing. They went above and beyond to make our home buying process go as smoothly as possible. They were always available to answer my calls and quickly returned my emails. If it were not for this team, I’m not sure I... read moreGary, Kendra and the rest of the team were amazing. They went above and beyond to make our home buying process go as smoothly as possible. They were always available to answer my calls and quickly returned my emails. If it were not for this team, I’m not sure I would be in the home I am in today. I would 1000% recommend this team to everyone no matter where you are in the process, they can help get you to the end! read less

Gary Boyer and his team at Directors Mortgage were incredibly helpful, thorough, and timely. They worked with us through two separate offers, and when there were unexpected delays they assisted us in staying on track and getting our loan approved with a desirable rate. Their service and professionalism are very... read moreGary Boyer and his team at Directors Mortgage were incredibly helpful, thorough, and timely. They worked with us through two separate offers, and when there were unexpected delays they assisted us in staying on track and getting our loan approved with a desirable rate. Their service and professionalism are very much appreciated. Thank you for helping us buy our first home! read less

This is the second time that I used Gary for financing a home. He is so personal and supportive. When I felt anxieties about the closing of the home, he was always encouraging and confirmed that everything would be to our advantage. Even if this was the second time using... read moreThis is the second time that I used Gary for financing a home. He is so personal and supportive. When I felt anxieties about the closing of the home, he was always encouraging and confirmed that everything would be to our advantage. Even if this was the second time using his service, it was always an apprehension and scary. His staff was also so patient with my husband and me as we would need to scramble to get our documents updated and submitted on time. Kudos to his staff and their tireless work and ensuring that we will be taken care of and a smooth transition during the entire process. Thank you Gary, for always being patient, encouraging, and informative when we were just in turmoil. God Bless! read less

My Wife and I own a small business and do not generate W-2 forms. In today's market it is more difficult for small business owners to obtain lending. After trying and failing, we were able to find success working with Gary and the Directors Mortgage team.

We met with Gary Boyer at Directors Mortgage in 2019 to get an overall view of what our mortgage options were. We had NO idea what we might qualify for or even if we had enough money to buy a house. Gary was amazing. He met with us on a... read moreWe met with Gary Boyer at Directors Mortgage in 2019 to get an overall view of what our mortgage options were. We had NO idea what we might qualify for or even if we had enough money to buy a house. Gary was amazing. He met with us on a weekend, offered us his honest assessment of where we were and what we needed to do to set ourselves up to buy a house. A year later (this year), we of course, returned to him and he has been not just someone who helped us get a mortgage, but a real advocate for us in what turned out to be a less-than-streamlined process! We cannot thank Gary and his excellent team enough!!!Jackie & Mario Burnett read less

Our experience with Directors Mortgage was exceptional. As first time home buyers, the process can be daunting to begin with. Then, couple that with the pandemic hitting mid-process. Our team helped us navigate every step of the way and saw us through to the end with patience and knowledge. We... read moreOur experience with Directors Mortgage was exceptional. As first time home buyers, the process can be daunting to begin with. Then, couple that with the pandemic hitting mid-process. Our team helped us navigate every step of the way and saw us through to the end with patience and knowledge. We cannot recommend them enough! read less

Gary and his team are fantastic! Knowledgeable, friendly and professional - I happily recommend them to anyone looking for a purchase loan or refinance. A special shout out to Renee (transaction coordinator) whose communication throughout the process is truly excellent!

As usual, Gary and his team have come though for us. We just did a refi and it couldn't have gone more smoothly. This would be the fourth loan they have done for us over the past 8 years. They operate like a well oiled machine. Also, Gary doesn't just... read moreAs usual, Gary and his team have come though for us. We just did a refi and it couldn't have gone more smoothly. This would be the fourth loan they have done for us over the past 8 years. They operate like a well oiled machine. Also, Gary doesn't just offer loans, but rather creative solutions to fit ones specific situation. read less

Directors Mortgage was very professional, thoughtful, accommodating and efficient. We closed on time and I've been very happy with all communications. As a first time home buyer, I needed extra guidance which they happily offered. I will definitely use them again and recommend them to anyone.

Gary was awesome! Always responsive to my questions and was quick to give me financing estimates whenever I gave him a potential house. Would work with again for sure!

I can't say enough good things about Gary and his team. I specifically chose Gary because he was brave enough to make social activism a part of his website, and I couldn't be happier with every aspect of my experience. During our first meeting, Gary put me at ease and... read moreI can't say enough good things about Gary and his team. I specifically chose Gary because he was brave enough to make social activism a part of his website, and I couldn't be happier with every aspect of my experience. During our first meeting, Gary put me at ease and truly melted my fears around the whole process. His team was responsive, supportive, and a pleasure to work with. The entire process went quickly, easily, and truly was a terrific experience. Who knew getting a mortgage could really be so stress-free?! read less

My wife and I have been working with Gary for a couple years as we took a long journey to home ownership. He were referred to him by a close friend of ours, and we are so glad we took her advice. From the time we first met with Gary... read moreMy wife and I have been working with Gary for a couple years as we took a long journey to home ownership. He were referred to him by a close friend of ours, and we are so glad we took her advice. From the time we first met with Gary to simply learn about the home buying and loan process to the moment we actually closed on a house (and every step in between), Gary and his team were always extremely helpful, organized, thorough, and quick to respond to the many questions we had. There wasn't a single step in the process where we were unsure what we needed to be doing or felt like we weren't a priority to the team at Directors Mortgage. If you are looking for a mortgage lender, I can't recommend Gary and Directors Mortgage highly enough! read less

My wife and I have been working with Gary for a couple years as we took a long journey to home ownership. He were referred to him by a close friend of ours, and we are so glad we took her advice. From the time we first met with Gary... read moreMy wife and I have been working with Gary for a couple years as we took a long journey to home ownership. He were referred to him by a close friend of ours, and we are so glad we took her advice. From the time we first met with Gary to simply learn about the home buying and loan process to the moment we actually closed on a house (and every step in between), Gary and his team were always extremely helpful, organized, thorough, and quick to respond to the many questions we had. There wasn't a single step in the process where we were unsure what we needed to be doing or felt like we weren't a priority to the team at Directors Mortgage. If you are looking for a mortgage lender, I can't recommend Gary and Directors Mortgage highly enough! read less

This is the second time that I used Gary for financing a home. He is so personal and supportive. When I felt anxieties about the closing of the home, he was always encouraging and confirmed that everything would be to our advantage. Even if this was the second time using... read moreThis is the second time that I used Gary for financing a home. He is so personal and supportive. When I felt anxieties about the closing of the home, he was always encouraging and confirmed that everything would be to our advantage. Even if this was the second time using his service, it was always an apprehension and scary. His staff was also so patient with my husband and me as we would need to scramble to get our documents updated and submitted on time. Kudos to his staff and their tireless work and ensuring that we will be taken care of and a smooth transition during the entire process. Thank you Gary, for always being patient, encouraging, and informative when we were just in turmoil. God Bless! read less

Our experience with Directors Mortgage was exceptional. As first time home buyers, the process can be daunting to begin with. Then, couple that with the pandemic hitting mid-process. Our team helped us navigate every step of the way and saw us through to the end with patience and knowledge. We... read moreOur experience with Directors Mortgage was exceptional. As first time home buyers, the process can be daunting to begin with. Then, couple that with the pandemic hitting mid-process. Our team helped us navigate every step of the way and saw us through to the end with patience and knowledge. We sepecially couldn't have done it without our Production Coordinator, Kendra Coverdale. She truly held our hand through the process and took so much time helping us through! read less

After getting preapprovals from several mortgage companies, I selected Directors, mostly because they were just up the street from my house. I was trying to get a loan for a second residence on the Washington coast. My first contact was with Kendra, who walked me through the initial processes of... read moreAfter getting preapprovals from several mortgage companies, I selected Directors, mostly because they were just up the street from my house. I was trying to get a loan for a second residence on the Washington coast. My first contact was with Kendra, who walked me through the initial processes of my offer being accepted and locking in a rate. Kendra was so friendly and personable, and seemed to be genuinely rooting for me. My file was then passed on to Renee. Her initial email was very professional, almost intimidating, but subsequent emails were very friendly. Renee was in charge of getting all the needed documentation from me, and she was very clear in what was needed and kept me informed all along the way. There were a couple of "wet documents" (original signatures) that hade to be mailed in, and Renee was prompt in letting me know that they were received. When my file was passed on to processing, then underwriting, Renee always kept me in the loop. After more information was required by the underwriting team, my loan was approved!! Renee seemed almost as excited as I was! She made sure of my availability to sign documents for the title company, and stayed with me through the final processes.My final email was from Gary, the branch manager and senior mortgage specialist, asking for one final thing.The whole experience, from my initial email from Kendra to my final email from Renee, took less than a month. Everything except the "wet documents" was done online, so the company's proximity to my house was actually moot.Directors Mortgage made the intimidating experience of applying for a home loan sooo easy and painless that I hardly feel like I owe anybody anything . I would very highly recommend Directors Mortgage to anyone looking to finance a home. Super kudos to Kendra and Renee...they were fantastic to work with.Bonus - I got a very nice home tool kit from Directors Mortgage yesterday as their thank you for my business! Thank you! read less

After getting preapprovals from several mortgage companies, I selected Directors, mostly because they were just up the street from my house. I was trying to get a loan for a second residence on the Washington coast. My first contact was with Kendra, who walked me through the initial processes of... read moreAfter getting preapprovals from several mortgage companies, I selected Directors, mostly because they were just up the street from my house. I was trying to get a loan for a second residence on the Washington coast. My first contact was with Kendra, who walked me through the initial processes of my offer being accepted and locking in a rate. Kendra was so friendly and personable, and seemed to be genuinely rooting for me.

My file was then passed on to Renee. Her initial email was very professional, almost intimidating, but subsequent emails were very friendly. Renee was in charge of getting all the needed documentation from me, and she was very clear in what was needed and kept me informed all along the way. There were a couple of "wet documents" (original signatures) that hade to be mailed in, and Renee was prompt in letting me know that they were received. When my file was passed on to processing, then underwriting, Renee always kept me in the loop. After more information was required by the underwriting team, my loan was approved!! Renee seemed almost as excited as I was! She made sure of my availability to sign documents for the title company, and stayed with me through the final processes.

My final email was from Gary, the branch manager and senior mortgage specialist, asking for one final thing.

The whole experience, from my initial email from Kendra to my final email from Renee, took less than a month. Everything except the "wet documents" was done online, so the company's proximity to my house was actually moot.

Directors Mortgage made the intimidating experience of applying for a home loan sooo easy and painless that I hardly feel like I owe anybody anything . I would very highly recommend Directors Mortgage to anyone looking to finance a home. Super kudos to Kendra and Renee...they were fantastic to work with.

Bonus - I got a very nice home tool kit from Directors Mortgage yesterday as their thank you for my business! Thank you! read less

Gary was absolutely amazing! He really wanted to understand our goals. Talk with Gary—you’ll see that he’s truly on your side!

As usual, Gary and his team have come though for us. We just did a refi and it couldn't have gone more smoothly. This would be the fourth loan they have done for us over the past 8 years. They operate like a well oiled machine. Also, Gary doesn't just... read moreAs usual, Gary and his team have come though for us. We just did a refi and it couldn't have gone more smoothly. This would be the fourth loan they have done for us over the past 8 years. They operate like a well oiled machine. Also, Gary doesn't just offer loans, but rather creative solutions to fit ones specific situation. read less