Brett Burns

This was the 4th or 5th refi Brett Burns and Directors Mortgage have facilitated for us. All of them have been very satisfactory because our goals were met and our costs contained. We refinanced our home in Enumclaw, WA several times and this is the second refi for... read moreThis was the 4th or 5th refi Brett Burns and Directors Mortgage have facilitated for us. All of them have been very satisfactory because our goals were met and our costs contained. We refinanced our home in Enumclaw, WA several times and this is the second refi for our home in La Quinta, CA.Since I retired 12 years ago we have been living on a fixed income and have had to be careful with money. During my decades of working and supporting a family my wife stayed home to raise the kids, a commitment we both shared, but this meant a limited amount of money was available for family expenses.So we had to prioritize and agreed that a quality home in a good school district was #1, and right after that, saving for college. And we saved for retirement through my company's 401K, our 3rd priority. To "get ahead" we chose to be mobile in order to get the experience needed for good opportunities in other cities, so we never built enough equity or had the longevity in any location to be able to pay off our mortgage. These decisions and conditions led to us finding that Interest-Only (I/O) Adjustable Rate Mortgages kept our payments down to a level we could afford.Which brings the story to the present day - the Federal powers that be set a new minimum dollar level, $648,000, for jumbo loans. I/O loans could only be had at this level, but to qualify a borrower had to either have substantial income or significant assets. As it turns out, my wife inherited her mother's valuable property and was able to sell it about the time interest rates began to rise.Right after the close of escrow we gifted our kids and grandkids generously for education and financial independence but almost messed up the refi calculations because we diminished the cash balance that the underwriters check before OK-ing a new loan. Fortunately, a Directors Mortgage star, Karen Calenberg, took the challenge of convincing the loaning bank underwriter that we were solid and could be trusted with a big mortgage. Our refi would not have happened without her personal commitment to success for her grateful client. She did it! read less

The best mortgage broker and loan officer I've ever worked with They are AWESOME!

I worked with Brett Burns team in Bellevue office, they were excellent!

Started with a pre-approval, I wanted to bid a house and I contacted Brett on Saturday, he was able to give me the pre approval letter on Monday morning so that I could put my... read moreThey are AWESOME!

I worked with Brett Burns team in Bellevue office, they were excellent!

Started with a pre-approval, I wanted to bid a house and I contacted Brett on Saturday, he was able to give me the pre approval letter on Monday morning so that I could put my offers on the deadline. Which was super fast and the process is fairly easy and straightforward.

And I won the bid, moved into next phase for financing for closing. The house I was closing had some issues and I couldn't get conforming mortgage loans, Brett and his team worked extremely hard to help me with alternatives, and finally was able to secure a bridge loan tailor made for me so that I could get the house closed on time, and then his team worked out the refinance conforming mortgage loans for me in 2 weeks (which was impossible if I worked with others like those banks). His team worked very hard and they responded to emails even after 9PM, which again would be impossible if I worked with those banks.

I highly recommend Directors Mortgage to anyone. and thanks again to Brett Burns team for all the helps. read less

Brett, Your office staff is remarkable, professional, helpful, consistent, friendly, concerned, goal directed all done with speed! I loved the personal touch, lovely conference room, good coffee, great music, a joyful visit! Wish we needed more loans!!! Ray.

This is our second home purchased through Brett Burns of directors mortgage. He and his team always come through for us. It can be stressful purchasing a home and applying for a loan but I’m thankful to have someone so knowledgeable and accessible helping us through the process.

Brett and his team were amazing during the whole process. This was the first time purchasing a home for me and my fiance and it went a lot smoother than we anticipated. Directors Mortgage was helpful quick to answer any questions we had. Would highly recommend working with them as... read moreBrett and his team were amazing during the whole process. This was the first time purchasing a home for me and my fiance and it went a lot smoother than we anticipated. Directors Mortgage was helpful quick to answer any questions we had. Would highly recommend working with them as your lender. read less

Working with Brett and is team was a pleasure. He is extremely knowledgeable and helped us come up with a solution to meet our needs of buying before selling. They were always really quick to respond but more importantly had great solutions for our needs. I have worked with other... read moreWorking with Brett and is team was a pleasure. He is extremely knowledgeable and helped us come up with a solution to meet our needs of buying before selling. They were always really quick to respond but more importantly had great solutions for our needs. I have worked with other lenders previously who were did not make the experience nearly as seamless. Will absolutely use them next time. read less

The level of service Brett and his team provided was outstanding, professional and well complemented by a personal touch that really made us feel looked after throughout the whole process. Thank you, great work and would strongly recommend further !

Brett Burns and his team were outstanding to work with. We had a complicated refinance of an investment property, and he found very competitive rates, and navigated the paperwork flawlessly. During this time we had some big changes in our family, and we decided to cancel on the... read moreBrett Burns and his team were outstanding to work with. We had a complicated refinance of an investment property, and he found very competitive rates, and navigated the paperwork flawlessly. During this time we had some big changes in our family, and we decided to cancel on the refinance last-minute several times, as well as making changes in the terms and amounts of the mortgage. Brett was very professional about these delays, despite the pretty difficult situations that we put him in. All throughout the process, Brett and his team communicated clearly and quickly. We would highly recommend Brett and Director's Mortgage to anyone seeking a first-rate mortgage team. read less

Brett and his team helped us as first time buyers not only understand the loan process but also educated us on how to ensure we had the best loan structure possible. The Directors Mortgage group really made us feel like family and worked so hard to ensure a smooth transaction.

Most Lenders would not go out of the way to find a solution to our issues. Directors Mortgage (Brett Burns) is the exception; he contacted us immediately after we posted a review to find a resolution. He found the time and the flexibility to help us. He went the extra mile.

He is very personable. Great to work with. Happy to continue referring people to him.

Brett and his team are hands down the best lender I've had the pleasure to work with and refer my clients to. They are eager, very communicative and are very timely.

I have heard so many things about loan process and what it takes to be approved for a loan, yet The Burns Team happened to be a unique one. I was able to get approved with no time and no issue at all and I would recommend this team to... read moreI have heard so many things about loan process and what it takes to be approved for a loan, yet The Burns Team happened to be a unique one. I was able to get approved with no time and no issue at all and I would recommend this team to anyone without any hesitance. Their customer service is at 100% : Able to communicate and answer any questions in an hour or two. I am very satisfied with their service. read less

I've had the pleasure of working with Brett and his team. He is an absolute professional, knowledgable and articulates his products and services very well. I recommend him for your mortgage needs.

The Burns Team is the best! I’ve done multiple purchases, refi, and a HELOC and all have gone super smoothly even with tight deadlines and special circumstances. I really appreciate their knowledge and professionalism.

I met Brett after another lender was unable to complete a loan for an investment property. Brett and his team have now completed five loans for me and I will be using Brett for all my future mortgages. Brett's team does what they say they will do and... read moreI met Brett after another lender was unable to complete a loan for an investment property. Brett and his team have now completed five loans for me and I will be using Brett for all my future mortgages. Brett's team does what they say they will do and does a great job communicating. read less

I’ve worked with Brett’s team a few times now. They are such a pleasure to work with. Everyone is so knowledgeable & professional it makes the process go very smoothly. Could not recommend them more!

Brett and his team are awesome! I have had many happy clients use Brett to purchase or refinance their homes. He has several different loan programs to help purchase a home in this tough market. He is very professional, knowledgeable, and trustworthy. His experience and expertise has helped some... read moreBrett and his team are awesome! I have had many happy clients use Brett to purchase or refinance their homes. He has several different loan programs to help purchase a home in this tough market. He is very professional, knowledgeable, and trustworthy. His experience and expertise has helped some of the more difficult loans get approved. read less