About Tracy Woods

Tracy has been a mortgage professional for more than a decade, and with that experience comes knowledge and the ability to provide excellent service for clients. In addition to being dedicated to helping clients with their mortgage needs, Tracy is involved with a number of different community organizations in Southwest Washington, including Camas School District, Salvation Army, Camas Educational Foundation, Camas Camera Club, Clark County 100 Women Who Care and Families with Children from China.

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The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

The Homebuying Process from Beginning to End

Buying a home is the most significant investment most of us will make in our lifetimes. Given this, it may not come as a surprise that the process involved with becoming a homeowner is much more complicated than the everyday purchases we make at the grocery store or even the car dealership. If you’ve never…

What Does a Rate Cut Mean for Mortgages? How to Interpret News Stories About Interest

The Federal Reserve often responds to major economic events by raising or lowering interest rates. While these moves have a big impact on the economy as a whole, they have a different impact on consumers than they do on financial institutions. Learn more about how to interpret interest-focused news stories with this guide. Financial News…

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