About Tracy Woods

Tracy has been a mortgage professional for more than a decade, and with that experience comes knowledge and the ability to provide excellent service for clients. In addition to being dedicated to helping clients with their mortgage needs, Tracy is involved with a number of different community organizations in Southwest Washington, including Camas School District, Salvation Army, Camas Educational Foundation, Camas Camera Club, Clark County 100 Women Who Care and Families with Children from China.

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Rent vs. Buy: Which is Better & When to Make the Switch

When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…

Mortgage Calculator Reality Check: How Accurate Are They?

Mortgage calculators are useful, but they do have some limits. Learn more about how to interpret what a mortgage calculator tells you, and what you can do to get the detailed information you need to make a homebuying decision. The Value of a Mortgage Calculator Should you use a mortgage calculator? Yes! We offer a…

The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

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