Tracy Woods
Sr. Mortgage Specialist | NMLS: 1953964
About Tracy Woods
A lifelong resident of Clark County, Tracy has been serving the area as a mortgage professional for more than a decade. She offers seasoned experience and excellent customer service for her clients and their unique needs. In addition to being a dedicated mortgage professional, Tracy enjoys volunteering in several community organizations, including the Camas School District, Camas Educational Foundation, Camas Camera Club, Clark County 100 Women Who Care and Fosterful.
In her spare time, Tracy is an avid photographer and enjoys traveling, reading, and spending time with her family.
Mortgage Education Center
Avoid the Rental Trap in 2023
If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current…
Ready To Sell? Today’s Housing Supply Gives You Two Opportunities
At first glance, the increase in housing supply compared to last year may not sound like good news for prospective sellers, but it actually gives you two key opportunities in today’s housing market. An article from Calculated Risk helps put the inventory gains the market has seen in 2022 into perspective by comparing it to recent years (see graph below). It…
You May Have More Negotiation Power When You Buy a Home Today
Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. And with…