About Tom Stevens

Tom started his mortgage career more than 30 years ago in Lake Oswego OR leading operations and sales for a local mortgage company. In 2010, Tom moved to the warm and sunny climate of Scottsdale AZ where he continued his career committed to providing mortgage resources and services to new borrowers and real estate agents.  

In 2013, Tom decided it was time to give residential real estate sales an opportunity and earned his AZ real estate license. His goal was to “get in the trenches” with a plan to work with other Realtors, gain knowledge and understanding and come away better inspired to continue adding value to his mortgage career. When Tom’s not at work, he enjoys golf, hiking and mountain bike riding.

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Factors Affecting Home Loan Applications

  Buying a home is a significant investment and, for most people, the largest made in a lifetime. So, naturally, questions about financing will arise, and one of the most common is – how much can you afford to invest? The answer depends on each individual’s financial situation, which a lender measures during the first…

Consider Your Relocation Assistance Options

  There are numerous reasons for relocating to a new city. It could be a career opportunity, a significant life change, or simply the need for a new beginning. However, new job opportunities are the most common factor behind relocation moves, which can be professionally exciting and personally nerve-wracking all at once.   Whatever the…

Mortgage Rate Predictions for 2022

Mortgage Rate Predictions for 2022

The past couple of years has been nothing short of unpredictable, thanks to the effects of a global pandemic that persisted longer than most believed possible. Fortunately, as vaccinations continue and covid-related hospitalizations decline in most areas, life as we knew it before 2020 is slowly returning.  Unfortunately, the rebounding economy has been tainted by…

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