About Tom Stevens

Tom started his mortgage career more than 30 years ago in Lake Oswego OR leading operations and sales for a local mortgage company. In 2010, Tom moved to the warm and sunny climate of Scottsdale AZ where he continued his career committed to providing mortgage resources and services to new borrowers and real estate agents.  

In 2013, Tom decided it was time to give residential real estate sales an opportunity and earned his AZ real estate license. His goal was to “get in the trenches” with a plan to work with other Realtors, gain knowledge and understanding and come away better inspired to continue adding value to his mortgage career. When Tom’s not at work, he enjoys golf, hiking and mountain bike riding.

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Why the Forbearance Program Changed the Housing Market

Why the Forbearance Program Changed the Housing Market When the pandemic hit in 2020, many experts thought the housing market would crash. They feared job loss and economic uncertainty would lead to a wave of foreclosures similar to when the housing bubble burst over a decade ago. Thankfully, the forbearance program changed that. It provided much-needed relief…

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Why Pre-Approval Is a Game Changer for Homebuyers

Why Pre-Approval Is a Game Changer for Homebuyers If you’re planning to buy a home this year, you might have heard that pre-approval is a necessary step to take before starting out on your journey. But why is that? And is it still important in today’s shifting market? The truth is, getting a pre-approval letter from your lender…

Wooden figures of houses and a poster with money. The concept of real estate value growth. Increase liquidity and attractiveness of assets. Raising the rent or cost of buying a home.

What’s Causing Ongoing Home Price Appreciation

What’s Causing Ongoing Home Price Appreciation? If you’re thinking about making a move, you probably want to know what’s going to happen to home prices for the rest of the year. While experts say price growth will moderate due to the shifting market, ongoing appreciation is expected. That means home prices won’t fall. Here’s a look at two key reasons…

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