About Skip Ballou

A mortgage industry professional since 2015, Skip Ballou takes a results-oriented approach to his work. Skip joined the team at Directors Mortgage HQ in 2020, moving from the East Coast to the West and bringing with him a love of golf, fishing, Harley-Davidson motorcycles, water sports and tennis.

In addition to assisting his clients and pursuing his hobbies, Skip volunteers with Habitat for Humanity and is passionate about animal rescues. He graduated from the University of Rhode Island with a Bachelor of Science in 1979, and he’s remained interested in scientific pursuits, including green energy, ever since.

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The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

The Homebuying Process from Beginning to End

Buying a home is the most significant investment most of us will make in our lifetimes. Given this, it may not come as a surprise that the process involved with becoming a homeowner is much more complicated than the everyday purchases we make at the grocery store or even the car dealership. If you’ve never…

What Does a Rate Cut Mean for Mortgages? How to Interpret News Stories About Interest

The Federal Reserve often responds to major economic events by raising or lowering interest rates. While these moves have a big impact on the economy as a whole, they have a different impact on consumers than they do on financial institutions. Learn more about how to interpret interest-focused news stories with this guide. Financial News…

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