About Rick Gerkman

Rick entered the mortgage industry in 1999 as a loan officer, and has been with Directors Mortgage for the past 17 years. After purchasing his first home in 1988, Rick quickly discovered the numerous benefits of owning real estate. As one of the original employees, Director’s Mortgage was a natural fit for Rick. Rick has always had a passion for helping others, and as a loan officer, he has the unique opportunity to help others achieve their own dreams of homeownership!

Born and raised in Oregon City, Rick has lived in Oregon his entire life. Rick is a proud father of two boys and one dog, Lily Bean. You may have seen Rick on the field or court as he has coached over 50 teams in basketball and baseball in Tigard. When not working or coaching, Rick can be found spending time with his lovely wife, their french bulldog, and friends, cooking, golfing, hiking and spending time outdoors.

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Rent vs. Buy: Which is Better & When to Make the Switch

When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…

Mortgage Calculator Reality Check: How Accurate Are They?

Mortgage calculators are useful, but they do have some limits. Learn more about how to interpret what a mortgage calculator tells you, and what you can do to get the detailed information you need to make a homebuying decision. The Value of a Mortgage Calculator Should you use a mortgage calculator? Yes! We offer a…

The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

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