About Morgan Smith


Morgan Smith is the President of Direct Portfolio Lending, a division of Directors Mortgage. Direct Portfolio Lending is an investor-focused private lender offering financing for bridge loans, fix-and-flip projects and ground-up construction. Direct also offers traditional agency and government mortgage products for investors and homeowners. Smith is also the Fund Manager for the Morgan Collier Smith Debt Fund, a mortgage investment fund that is the primary source of capital for all business purpose lending.

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4 Signs You’re Financially Stable Enough to Buy a Home

4 Signs You’re Financially Stable Enough to Buy a Home

Much like getting married and becoming a parent, buying a home is one of life’s great milestones. And, as with any other major life event, it can be tricky knowing when is the right time to take the leap.  When buying your first home, one of the most prominent unknowns is whether or not you’re…

In the Debate Between Renting and Buying, How Long You Plan to Stay Put Matters

In the Debate Between Renting and Buying, How Long You Plan to Stay Put Matters

For many during the pandemic, “home” has taken on greater significance, along with expanded expectations of what a home should provide.  Perhaps as a result of this greater focus, the housing market has seen some radical shifts in 2020 and 2021. Rents in historically expensive markets have seen notable drops, while those in traditionally cheaper…

What Rising Mortgage Rates Mean for the 2021 Housing Market

What Rising Mortgage Rates Mean for the 2021 Housing Market

If you’ve been keeping an eye on mortgage rates over the past year, you may have noticed they’ve recently started ticking up for the first time in several months. Rates had remained under the 3% mark throughout much of 2020 due to the economic downturn. They appear, however, to have hit their low-point in mid-February…

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