Emily Montana

Sr. Mortgage Specialist  |  NMLS - 1154733

Licensed in Arizona, California, Oregon & Washington

About Emily Montana

Buying a home is undoubtedly the largest purchase you will make in your lifetime, one that is too often viewed as an overwhelming and stressful experience. My goal is to break the stigma that purchasing or refinancing a home has to be lengthy, costly, and frustrating. I believe getting a new mortgage should be a fun and exciting time!

I make the mortgage process pleasant for my clients by coupling my extensive lending experience with a high level of communication. Providing efficiency and clarity to the mortgage process is the benchmark of how I structure my business. My business thrives on referrals from past clients thanks to their continued confidence in my honesty, integrity, and experience. Let me help guide you through the mortgage process.

Learn More About My Branches

  • The Best!!! A good friend and Realtor recommended Emily. I made an offer on property that I new I could achieve and my usual lender turned me down. This deal required three refinance loans and the purchase loan. I had a deadline and a difficult seller. Emily was Just who I needed.... read more


    Emily was incredible to work with, always there helping us when we needed her! My wife and I knew basically nothing about buying a home and Emily explained everything to us and made it very easy. I would highly recommend her to everyone we know!

    Taye A.
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Mortgage Education Center

Direct Talks Episode #4 | Navigating Tricky Mortgages w/ Dawn Carter

Senior Mortgage Specialist Dawn Carter (NMLS – 127668) sits down with us to talk about navigating tricky mortgages and finding creative solutions to getting buyers through the home loan process.

Buying a Rental Property in 2021

Buying a Rental Property in 2021

Buying a rental property can be a great investment and perhaps even a source of income. A home’s value typically appreciates over time, so in addition to collecting monthly rent payments, you stand to make a profit should you ever decide to sell the property. However, buying a rental property is a major financial (and…

Direct Talks Episode #3 | Understanding Underwriting w/ Scott Hale

Scott Hale, Associate Vice President of Underwriting at Directors Mortgage, sits down to talk mortgage lending guidelines and the underwriting process, along with how buyers can best situate themselves to have their loan approved. Subscribe to Direct Talks: More Than a Mortgage podcast on Apple Podcasts today.

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