Emily Montana

Sr. Mortgage Specialist  |  NMLS: 1154733

Licensed in Arizona, California, Oregon & Washington

About Emily Montana

Buying a home is undoubtedly the largest purchase you will make in your lifetime, one that is too often viewed as an overwhelming and stressful experience. My goal is to break the stigma that purchasing or refinancing a home has to be lengthy, costly, and frustrating. I believe getting a new mortgage should be a fun and exciting time!

I make the mortgage process pleasant for my clients by coupling my extensive lending experience with a high level of communication. Providing efficiency and clarity to the mortgage process is the benchmark of how I structure my business. My business thrives on referrals from past clients thanks to their continued confidence in my honesty, integrity, and experience. Let me help guide you through the mortgage process.

Learn More About My Branches

The Best!!! A good friend and Realtor recommended Emily. I made an offer on property that I new I could achieve and my usual lender turned me down. This deal required three refinance loans and the purchase loan. I had a deadline and a difficult seller. Emily was Just who I needed.... read more


Emily was incredible to work with, always there helping us when we needed her! My wife and I knew basically nothing about buying a home and Emily explained everything to us and made it very easy. I would highly recommend her to everyone we know!

Taye A.
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Avoid the Rental Trap in 2023

If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both current…

Ready To Sell? Today’s Housing Supply Gives You Two Opportunities

At first glance, the increase in housing supply compared to last year may not sound like good news for prospective sellers, but it actually gives you two key opportunities in today’s housing market. An article from Calculated Risk helps put the inventory gains the market has seen in 2022 into perspective by comparing it to recent years (see graph below). It…

You May Have More Negotiation Power When You Buy a Home Today

Did the frequency and intensity of bidding wars over the past two years make you put your home search on hold? If so, you should know the hyper competitive market has cooled this year as buyer demand has moderated and housing supply has grown. Those two factors combined mean you may see less competition from other buyers. And with…

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