About Emily Montana

Buying a home is undoubtedly the largest purchase you will make in your lifetime, one that is too often viewed as an overwhelming and stressful experience. My goal is to break the stigma that purchasing or refinancing a home has to be lengthy, costly, and frustrating. I believe getting a new mortgage should be a fun and exciting time!

I make the mortgage process pleasant for my clients by coupling my extensive lending experience with a high level of communication. Providing efficiency and clarity to the mortgage process is the benchmark of how I structure my business. My business thrives on referrals from past clients thanks to their continued confidence in my honesty, integrity, and experience. Let me help guide you through the mortgage process.

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  • Emily was incredible to work with, always there helping us when we needed her! My wife and I knew basically nothing about buying a home and Emily explained everything to us and made it very easy. I would highly recommend her to everyone we know!

    Taye A.
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The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

The Homebuying Process from Beginning to End

Buying a home is the most significant investment most of us will make in our lifetimes. Given this, it may not come as a surprise that the process involved with becoming a homeowner is much more complicated than the everyday purchases we make at the grocery store or even the car dealership. If you’ve never…

What Does a Rate Cut Mean for Mortgages? How to Interpret News Stories About Interest

The Federal Reserve often responds to major economic events by raising or lowering interest rates. While these moves have a big impact on the economy as a whole, they have a different impact on consumers than they do on financial institutions. Learn more about how to interpret interest-focused news stories with this guide. Financial News…

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