Emily Montana

Sr. Mortgage Specialist  |  NMLS - 1154733

Licensed in Arizona, California, Oregon & Washington

About Emily Montana

Buying a home is undoubtedly the largest purchase you will make in your lifetime, one that is too often viewed as an overwhelming and stressful experience. My goal is to break the stigma that purchasing or refinancing a home has to be lengthy, costly, and frustrating. I believe getting a new mortgage should be a fun and exciting time!

I make the mortgage process pleasant for my clients by coupling my extensive lending experience with a high level of communication. Providing efficiency and clarity to the mortgage process is the benchmark of how I structure my business. My business thrives on referrals from past clients thanks to their continued confidence in my honesty, integrity, and experience. Let me help guide you through the mortgage process.

Learn More About My Branches

The Best!!! A good friend and Realtor recommended Emily. I made an offer on property that I new I could achieve and my usual lender turned me down. This deal required three refinance loans and the purchase loan. I had a deadline and a difficult seller. Emily was Just who I needed.... read more


Emily was incredible to work with, always there helping us when we needed her! My wife and I knew basically nothing about buying a home and Emily explained everything to us and made it very easy. I would highly recommend her to everyone we know!

Taye A.
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Factors Affecting Home Loan Applications

  Buying a home is a significant investment and, for most people, the largest made in a lifetime. So, naturally, questions about financing will arise, and one of the most common is – how much can you afford to invest? The answer depends on each individual’s financial situation, which a lender measures during the first…

Consider Your Relocation Assistance Options

  There are numerous reasons for relocating to a new city. It could be a career opportunity, a significant life change, or simply the need for a new beginning. However, new job opportunities are the most common factor behind relocation moves, which can be professionally exciting and personally nerve-wracking all at once.   Whatever the…

Mortgage Rate Predictions for 2022

Mortgage Rate Predictions for 2022

The past couple of years has been nothing short of unpredictable, thanks to the effects of a global pandemic that persisted longer than most believed possible. Fortunately, as vaccinations continue and covid-related hospitalizations decline in most areas, life as we knew it before 2020 is slowly returning.  Unfortunately, the rebounding economy has been tainted by…

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