Dawn Carter

Sr. Mortgage Specialist  |  NMLS - 127668

Licensed in Arizona, California, Oregon & Washington

About Dawn Carter

After earning a finance degree from the University of Oregon (GO DUCKS!), Dawn began serving clients and their mortgage needs in 1994. She’s been recognized as a top loan originator since 1995, showing her dedication and commitment to her clients.

As part of her commitment to clients, Dawn will answer questions, follow through on promises and work with clients to find the best loan program for their individual needs. She’s also passionate about keeping clients informed and staying connected. No matter when you need her, even on evenings and weekends, she’s available. She’ll even be there for you after your transaction closes so she can continue adding value to your life and be your mortgage resource for life!

According to Dawn, “my goal is that you will come away from working with me feeling knowledgeable and having a plan. You will be so happy with my knowledge and service that you will become a client of mine for life and feel inspired to recommend me to others.”

When she’s not at work, Dawn is dedicated to community involvement. She was a founding board member of the American Cancer Society of Portland, and she’s still involved with the organization as a member of the Board of Advisors. She also serves as a volunteer at the Boys and Girls Club and has worked with ESL & GED students as a tutor.

  • Diligent and Fun Crunching Nerd She tells you what she will achieve for you and does exactly that and much more! Dawns humor is magnetic on a first call. She makes a known tedious process easy. Very professional. If you are looking for someone to breakdown the numbers and give detail explanation, Dawn is the... read more

    Temi A

    Great Service! This is the second time that we have had the pleasure of working with Dawn. She was our loan officer when we purchased our home and we used her service to refinance. Great Job! Always available and attentive.


    Communication and Availability I can't say enough about Dawn Carter at Director's Mortgage. She made it possible for me to purchase my dream home! Dawn kept in constant communication with me throughout the loan process and answered all my questions thoroughly. I even emailed her late on a Sunday night and she called... read more

  • Dawn Carter We did a refi on our condo with Dawn this month...Everything went very smoothly and the process was basicly painless!! Dawn and her team were great at leading us down the path to get it done in a timely manner and were great at communicating with us. Truley it was... read more


    Excellent Refi Experience We worked with Dawn and her team 3 years ago on our initial mortgage and were so impressed with her service we came back to her for our refinance of the same property.
    We again had a great experience. She is always professional and keeps you on track with timely...
    read more

    Geo. F

    ALL of the reviews are so true! Dawn and her team are without a doubt exceptional. All of these reviews perfectly describe the efforts Dawn and her team goes to to insure a smooth process. We will refer her to anyone we know that is buying, selling, or refinacing their home!

  • Painless Refi!! Being an engineer I appreciate a thorough, well documented process and that is what I got with Dawn. The process was super easy and I never felt like I didn’t know what was going on. The communication from her and her team was exemplary. She always... read more


    My Forever Mortgage Broker - Dawn Carter I bought my first house in Oregon 19 years ago. A week before I was supposed to close, the deal fell apart. Desperate to save the house, someone referred me to an up and coming, talented go-getter by the name of Dawn Carter. With absolute assurance and professionalism, Dawn was... read more

    John Parke

    Dawn Carter was excellent! Dawn did our refi and got us a 1.5 reduction in interest and the whole process was unexpectedly easy and realitively fast! I highly recommend Dawn Carter if you're looking to buy or do a refi in the Portland area.

    Kimberly Carson
  • The Best you will ever find I was referred to Dawn by a Realtor. I needed someone who could help me get a conventional Loan. I Was amazed at how fast and on top of every thing. she worked hard and is excellent with numbers and getting things to work in your favor. If you... read more


    Dawn: Comparable to a unicorn I’m not given enough characters to go a ton into detail as deserved. Dawn and her team are THE BOMB!
    In short: Here it is, my husband and I have had some challenging credit history issues making it impossible (it seemed) to get pre-approval/buy a home. We were told by...
    read more

    Annica Wilson

    Dawn and her team are quite simply amazing! She found the perfect loan for us, and we closed within 2 weeks. THANK YOU, DAWN!!

    Charles Wellman, Beaverton
  • Brilliant Broker, Exceptional Experience It was an absolute pleasure to have Dawn be our broker. My wife and I were first-time home buyers and had very little concept of how the process of buying a house played out in the background. Dawn walked us through every step of the process and helped us smooth... read more

    Caleb Timms

    Dawn will always be our Go-To lender Really loved working with Dawn and she made the process so easy. More importantly she made it clear that she really knew her stuff and cared that everything went smoothly for us. We just went through our second re-finance with her and when we are ready to move we will... read more


    Very postive experience My husband and I had a hands-down, very positive experience with Dawn and her crew. She was professional, efficient, upbeat and so responsive to our questions and needs throughout our loan process. We recommend her highly.

  • Great experience Dawn stuck with me over a year-plus housing search for my first home and was always extremely helpful. I would definitely recommend her and Directors.

    Marti Bolivar

    Dawn Carter and her team were the best ! Dawn Carter's experience and knowledge of the lending industry was obvious from the beginning. Although working from home during the Coronavirus shutdown, she was available anytime of the day or night. Dawn provided weekly progress reports without asking. When we went into contract the rates were 3.875%,... read more

    Dawn Carter and her

    Always looking out for her clients old and new Dawn contacted us regarding refinancing our home. She was great and locked in an awesome rate. She was by our side throughout the whole process and always made herself available day or night.

    Sharon Gwynn
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