About David Uster

David grew up in western New York near Buffalo, and moved to Arizona immediately after high school in 1985 to attend Arizona State University. He started his mortgage career in 1991 and never looked back! Since then, he has weathered many ups & downs in the real estate market and earned lifelong clients. David has also raised 2 sons into fine young men, traveled abroad and all around the US, and learned to fly airplanes.

  • Solution

    Find your Lending
    solution

  • money

    Mortgage Calculator

  • test

    Loan Checklist

Mortgage Education Center

Rent vs. Buy: Which is Better & When to Make the Switch

When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…

Mortgage Calculator Reality Check: How Accurate Are They?

Mortgage calculators are useful, but they do have some limits. Learn more about how to interpret what a mortgage calculator tells you, and what you can do to get the detailed information you need to make a homebuying decision. The Value of a Mortgage Calculator Should you use a mortgage calculator? Yes! We offer a…

The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

Let's Get In Touch