About Christian Willford

Christian has more than 20 years of mortgage industry experience, having spent more than half of that time at Directors Mortgage. He prides himself on his ability to build lasting relationships As Christian’s client, you will stay informed and have a great experience as he ensures that your loan closes in a timely manner.

Christian grew up in the Northwest and has lived in Oregon for over 25 years. He is a graduate of Portland State University, where he studied economics. He is close with his family and lives in Portland with his wife and son. In his free time he enjoys surfing, snowboarding, mountain biking and restoring his classic car.

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Rent vs. Buy: Which is Better & When to Make the Switch

When should you buy a house? The answer is different for everyone. If you’re currently renting but hope to become a homeowner in the future, this simple guide will help you understand when the time is right to buy your own house. The Pros and Cons of Renting Finding a place to live is a…

Mortgage Calculator Reality Check: How Accurate Are They?

Mortgage calculators are useful, but they do have some limits. Learn more about how to interpret what a mortgage calculator tells you, and what you can do to get the detailed information you need to make a homebuying decision. The Value of a Mortgage Calculator Should you use a mortgage calculator? Yes! We offer a…

The 20% Myth: Understanding Down Payments

Most would-be homeowners believe that it’s necessary to pay 20% up front as a down payment when you purchase a home. This would be a major hurdle to homeownership for most people, but the good news is that it isn’t always true. Learn more about the 20% myth so you can better plan to buy…

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