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Direct Porfolio Lending

Achieve Your Real Estate Investment Goals

Direct Portfolio Lending (DPL) is a division of Directors Mortgage that specializes in securing funding for clients who do not fit the conventional mortgage needs of today’s market. We define DPL’s success by our ability to help clients achieve their real estate investment goals.

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Our Loan Products

investor fix& flip loans

Short-term (12-month, IO) loans made for the acquisition and rehabilitation of residential 1-4 unit real estate.

spec construction loans

Short-term (9-18 month, IO) loans made for the financing of ground-up construction of residential 1-4 unit real estate.

investor bridge loans

Short-term (6-24 month, IO) acquisition or refinance loans for residential 1-4 unit real estate and lots.

commercial bridge loan

Short-term (6-24 month) acquisition or refinance loans for apartments and commercial buildings.

Our Team

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Morgan Smith

President, Private Lending | NMLS - 13580

503.348.8885

503.636.6000 ext. 1118

morgan.smith@directorsmortgage.net

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<img loading="lazy" class="fl-photo-img wp-image-846 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Fred_Baldwin-01.png" alt="Fred_Baldwin-01" itemprop="image" height="300" width="300" title="Fred_Baldwin-01" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Fred_Baldwin-01.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Fred_Baldwin-01-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

Fred Baldwin

Outside Sales Associate, Private Lending

503.636.6000 ext. 1118

fred.baldwin@directorsmortgage.net

Lake Oswego, OR

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<img loading="lazy" class="fl-photo-img wp-image-848 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Lixin_Malmros_DirectPortfolioLending.png" alt="Lixin_Malmros_Direct+Portfolio+Lending" itemprop="image" height="300" width="300" title="Lixin_Malmros_Direct+Portfolio+Lending" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Lixin_Malmros_DirectPortfolioLending.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Lixin_Malmros_DirectPortfolioLending-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

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<img loading="lazy" class="fl-photo-img wp-image-848 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Lixin_Malmros_DirectPortfolioLending.png" alt="Lixin_Malmros_Direct+Portfolio+Lending" itemprop="image" height="300" width="300" title="Lixin_Malmros_Direct+Portfolio+Lending" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Lixin_Malmros_DirectPortfolioLending.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Lixin_Malmros_DirectPortfolioLending-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

Lixin Malmros

Controller, Private Lending

503.636.6000 ext. 1162

lixin.malmros@directorsmortgage.netLake Oswego, OR

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<img loading="lazy" class="fl-photo-img wp-image-849 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Carrie_Lucas_DirectPortfolioLending.png" alt="Carrie_Lucas_Direct+Portfolio+Lending" itemprop="image" height="300" width="300" title="Carrie_Lucas_Direct+Portfolio+Lending" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Carrie_Lucas_DirectPortfolioLending.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Carrie_Lucas_DirectPortfolioLending-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

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<img loading="lazy" class="fl-photo-img wp-image-849 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Carrie_Lucas_DirectPortfolioLending.png" alt="Carrie_Lucas_Direct+Portfolio+Lending" itemprop="image" height="300" width="300" title="Carrie_Lucas_Direct+Portfolio+Lending" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Carrie_Lucas_DirectPortfolioLending.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Carrie_Lucas_DirectPortfolioLending-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

Carry Lucas

Vice President of Operations, Private Lending

503.636.6000 ext. 1215

carrie.lucas@directorsmortgage.net

Lake Oswego, OR

Jonna_Cyr_Direct+Portfolio+Lending

<img loading="lazy" class="fl-photo-img wp-image-851 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Jonna_Cyr_DirectPortfolioLending.png" alt="Jonna_Cyr_Direct+Portfolio+Lending" itemprop="image" height="300" width="300" title="Jonna_Cyr_Direct+Portfolio+Lending" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Jonna_Cyr_DirectPortfolioLending.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Jonna_Cyr_DirectPortfolioLending-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

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<img loading="lazy" class="fl-photo-img wp-image-851 size-full" src="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Jonna_Cyr_DirectPortfolioLending.png" alt="Jonna_Cyr_Direct+Portfolio+Lending" itemprop="image" height="300" width="300" title="Jonna_Cyr_Direct+Portfolio+Lending" srcset="https://www.directorsmortgage.com/wp-content/uploads/2020/04/Jonna_Cyr_DirectPortfolioLending.png 300w, https://www.directorsmortgage.com/wp-content/uploads/2020/04/Jonna_Cyr_DirectPortfolioLending-150x150.png 150w" sizes="(max-width: 300px) 100vw, 300px" />

Jonna Cyr

Underwriter, Private Lending

503.636.6000 ext. 1183

jonna.cyr@directorsmortgage.net

Lake Oswego, OR

Forms

Track Record Template

4506-T Form

W-9 Form

Budget/Cost Breakdown Template

Credit Card Authorization Form

Borrower Authorization Form